For sale · listed Dec 11, 2025
$452,900
5 bd3 ba2,769 sq ft
16640 CODY CREEK Court, Jacksonville, FL 32226
Est. $3,164/mo · See the estimate
Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Overview
- Home typeHouse
- Year built2022
- Lot0.17 acres
- Price per sq ft$164
- HOA$119 (monthly)
- Garage2 spaces
- Days on market303
- SubdivisionHidden Bluff
- MLS #2120463
What's special
VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing. And the financing opportunity is only the beginning. Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for. The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining. VA BUYERS -- A 4.75% VA LOAN ASSUMPTION OPPORTUNITY LIKE THIS DOESN'T COME AROUND OFTEN. A qualified VA-eligible buyer may be able to assume the seller's existing 4.75% VA loan with approximately a 12% equity contribution, subject to lender/VA approval, buyer qualification, sufficient VA entitlement for substitution, and the final loan balance at closing. And the financing opportunity is only the beginning. Built in 2022, this 5-bedroom, 3-bath home offers 2,782 square feet of thoughtfully designed living space in the boutique Eagle Bend/Hidden Bluff community. Instead of waiting months for new construction--or paying additional costs for upgrades--you can move into a nearly new home that already has the features buyers are looking for. The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, quartz countertops, 42-inch soft-close cabinetry, stainless steel appliances, and a large breakfast bar designed for everyday living and entertaining. The floor plan is especially versatile. The primary suite is downstairs, along with a second bedroom and full bath--ideal for guests, a private office, or multigenerational living. Upstairs are three additional bedrooms, another full bath, and an oversized loft that can become a media room, game room, home office, or second living area. Step outside to the screened lanai and enjoy a backyard with room to relax, grill, entertain, or make it your own. The home sits on a quiet cul-de-sac in an intimate community of approximately 30 homes with limited through traffic, a community playground and jogging path. And one of the biggest advantages: NO CDD FEES. Conveniently located near River City Marketplace, shopping, dining, I-295, I-95 and Jacksonville International Airport, this home combines space, convenience and a financing opportunity that can be extremely difficult to duplicate. 5 Bedrooms | 3 Full Baths | 2,782 Sq Ft | Built 2022 Primary + Additional Bedroom Downstairs Large Upstairs Loft Screened Lanai Cul-de-Sac Location Boutique Community NO CDD Move-In Ready Potential 4.75% VA Loan Assumption Why wait to build when the home--and potentially the 4.75% financing--is already here? Schedule your private showing today. Financing disclosure: Seller will consider assumption of the existing VA loan by a qualified VA-eligible buyer with sufficient entitlement for substitution. Approximately 12% equity contribution is an estimate and will vary based on purchase price and the outstanding loan balance at closing. Loan assumption is subject to servicer/lender and VA approval. Other buyers may purchase the property using other acceptable financing or cash.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Convection Oven, Dryer, Disposal, Double Oven, Dishwasher, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
- Bathroom 2 Level
- Main
- Bedroom 2 Level
- First
- Bedroom 3 Level
- Second
- Bedroom 4 Level
- Second
- Bedroom 5 Level
- Second
- Flooring
- Carpet, Laminate
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Downstairs, Smart Thermostat, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Split Bedrooms
- Kitchen Level
- Main
- Laundry Features
- Electric Dryer Hookup, Lower Level, Washer Hookup
- Laundry Level
- Main
- Levels
- Two
- Loft Level
- Second
- Primary Bathroom Level
- Main
- Primary Bedroom Level
- First
- Room Types
- Bathroom 2, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Laundry, Loft, Primary Bathroom, Primary Bedroom
- Security Features
- Closed Circuit Camera(s), Smoke Detector(s)
- Smart Home Features
- Dishwasher, Programmable Thermostat, Refrigerator
Pool, water & view
- Pool Private
- No
- Road Frontage Type
- City Street
Exterior & lot
- Fencing
- Back Yard
- Lot (sq ft)
- 7,405.2
- Patio And Porch Features
- Patio, Screened
- Road Surface Type
- Asphalt
- Roof
- Shingle
- Stories
- 2
- Zoning Description
- Residential
Parking
- Attached Garage
- Yes
- Carport
- No
- Garage
- Yes
- Parking Features
- Attached, Garage Door Opener
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Central, Electric
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Water Source
- Public
Community & HOA
- Association Name
- Hidden Bluff
- CDD fee
- No
- Homestead
- Yes
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $6,440
Other
- Building Area Total
- 3,519
- Current Use
- Residential
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- No
Location
Monthly payment estimate
$3,164 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 06:00:04 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 06:00:04 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.




