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50 photos · 85428 SAGAPONACK Drive, Fernandina Beach, FL 32034

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Pending · listed Feb 12, 2026

$575,000

4 bd3 ba2,657 sq ft

85428 SAGAPONACK Drive, Fernandina Beach, FL 32034

Est. $3,634/mo · See the estimate

Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA

Overview

  • Home typeHouse
  • Year built2006
  • Lot0.23 acres
  • Price per sq ft$216
  • HOA$1,312 (semi-annually)
  • Garage3 spaces
  • Days on market278
  • SubdivisionNorth Hampton
  • MLS #2121458

What's special

This Fernandina Beach home offers 4 bedrooms, 3 full baths, a 3-car garage, and nearly 2,700 square feet in the desirable North Hampton community. Situated on a private, fenced conservation lot with mature landscaping, this single-story home features a split floor plan, soaring cathedral ceilings, crown molding, luxury vinyl plank flooring, updated fixtures, and spacious living areas. The remodeled kitchen boasts quartz countertops, an oversized island with auxiliary ice maker, additional storage, and stainless steel appliances. Enjoy over 500 square feet of outdoor living on the expansive paver patio with a mounted TV. Recent updates include a new roof (2022), exterior paint (2025), and water heater (2026). Community amenities include a resort-style pool, clubhouse, sports courts, boat/RV storage, The Outpost on Lofton Creek, and an Arnold Palmer-designed golf course. No CDD fees and financing incentive available! Priced to Sell!!

Facts & features

Interior

Accessibility Features
No
Appliances
Dryer, Disposal, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
Fireplace
Yes
Fireplaces Total
1
Flooring
Carpet, Laminate, Tile, Vinyl
In-law suite (accessory dwelling unit)
No
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms
Laundry Features
Electric Dryer Hookup, Lower Level, Sink, In Unit, Washer Hookup
Levels
One
Security Features
24 Hour Security, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Smoke Detector(s), Security System Owned, Entry Phone/Intercom, Security Lights
Smart Home Features
Bulbs, Irrigation, Lighting, Monitoring, Programmable Thermostat

Pool, water & view

Pool Private
No
Road Frontage Type
County Road
View
Trees/Woods, Protected Preserve

Exterior & lot

Architectural Style
Traditional
Construction Materials
Frame, Stucco
Fencing
Back Yard, Other
Lot (sq ft)
10,018.8
Lot Features
Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio And Porch Features
Covered, Patio, Rear Porch
Road Surface Type
Asphalt
Roof
Shingle
Stories
1
Zoning Description
PUD

Parking

Attached Garage
Yes
Carport
No
Garage
Yes
Parking Features
Attached, Garage, Garage Door Opener, Off Street, RV Access/Parking

Heating, cooling & utilities

Cooling
Central Air
Green Energy Efficient
Appliances, HVAC, Insulation, Roof, Thermostat, Windows
Heating
Central, Heat Pump
Sewer
Public Sewer
Utilities
Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water Source
Public

Community & HOA

Association Amenities
Basketball Court, Boat Dock, Barbecue, Clubhouse, Cable TV, Fitness Center, Golf Course, Jogging Path, Other, Park, Playground, RV/Boat Storage, Shuffleboard Court, Storage, Tennis Court(s), Pickleball, Children's Pool
Association Fee Includes
Cable TV, Internet, Maintenance Grounds, Security
Association Name
North Hampton
CDD fee
No
Community Features
Curbs, Restaurant, Street Lights, Suburban, Fishing, Sidewalks
Homestead
Yes

Taxes & financing

Tax year
2025
Yearly property tax
$4,071

Other

Building Area Total
3,041
Current Use
Residential, Single Family
Direction Faces
West
Furnished
Unfurnished
Off Market Date
2026-09-29
Possession
Close Of Escrow, Negotiable
Property Attached
No
Property Condition
Updated/Remodeled

Location

Monthly payment estimate

$3,634 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 01:40:06 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 01:40:06 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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