For sale · listed Mar 13, 2026
$445,000
3 bd2 ba2,004 sq ft
109 CUMMER Way, St. Augustine, FL 32095
Est. $2,960/mo · See the estimate
Listing courtesy of THE LEGENDS OF REAL ESTATE
Overview
- Home typeHouse
- Year built2012
- Lot0.2 acres
- Price per sq ft$222
- HOA$869 (annually)
- Garage3 spaces
- Days on market211
- SubdivisionSandy Creek
- MLS #2130418
What's special
Space, flexibility, and a peaceful pond setting come together in this 3-bedroom, 2-bath Sandy Creek home offering 2,004 sq. ft. of single-story living. Step inside to an open layout designed for easy everyday living and entertaining, plus a versatile flex space ideal for an office, dining room, playroom, or additional sitting area. The kitchen features a center island, generous counter space, and an open connection to the main living area. A split-bedroom design provides added privacy, while the primary suite offers a comfortable retreat. Outside, unwind on the screened patio overlooking the pond and enjoy the wrought-iron fenced backyard without sacrificing the view. A 3-car garage provides valuable extra parking and storage, while the 2023 roof adds an important recent update. Located in Sandy Creek with low HOA fees and convenient access to shopping, dining, major roadways, and all that St. Johns County has to offer.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Washer, Water Softener Owned
- Fireplace
- Yes
- Fireplace Features
- Electric
- Fireplaces Total
- 1
- Flooring
- Tile, Wood
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
- Levels
- One
- Other19
- Eufy Keyless Door
- Smart Home Features
- Security, Smoke Detector
Pool, water & view
- Pool Private
- No
- Road Frontage Type
- City Street
- View
- Pond
Exterior & lot
- Architectural Style
- Traditional
- Construction Materials
- Stucco
- Fencing
- Wrought Iron
- Lot (sq ft)
- 8,712
- Patio And Porch Features
- Patio, Screened
- Road Surface Type
- Asphalt
- Roof
- Shingle
- Stories
- 1
- Zoning Description
- Single Family
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage, Garage Door Opener
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Electric
- 200+ Amp Service
- Heating
- Central, Electric
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
- Water Source
- Public
Community & HOA
- Association Amenities
- Dog Park
- CDD fee
- No
- Homestead
- Yes
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $5,072
Other
- Current Use
- Residential, Single Family
- Direction Faces
- South
- Possession
- Close Of Escrow
- Property Attached
- No
Location
Monthly payment estimate
$2,960 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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