For sale · listed Mar 6, 2026
$1,574,000
3 bd3 ba2,360 sq ft
1102 LADIES Street, Fernandina Beach, FL 32034
Est. $8,718/mo · See the estimate
Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES
Overview
- Home typeHouse
- Year built2019
- Lot0.21 acres
- Price per sq ft$667
- HOANone
- Days on market219
- SubdivisionOld Town
- MLS #2133517
What's special
Built in 2019 on a rare 0.21-acre double lot in Historic Old Town, this custom residence offers a combination difficult to replicate: the architectural character of one of Fernandina Beach's most distinctive neighborhoods with the comfort and advantages of modern construction. Designed by Eric Moser and built by Jim Cartwright, the home was thoughtfully conceived to complement its historic surroundings while meeting today's expectations for quality and livability. Multiple porches invite relaxed mornings and effortless entertaining, while the fully fenced backyard, outdoor shower, space for a future pool, and dedicated parking for up to three vehicles create an unusually versatile setting for enjoying the coastal lifestyle. Heart pine floors, mahogany doors, a wood-burning fireplace, vintage lighting, a BlueStar range, a standing-seam metal roof, high-performance insulation, and PG-40 windows underscore the quality. The property has no HOA. Schedule your private showing today.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Gas Cooktop, Gas Range, Refrigerator, Washer
- Bonus Room Level
- Main
- Dining Room Level
- Main
- Fireplace
- Yes
- Fireplace Features
- Wood Burning
- Fireplaces Total
- 1
- Flooring
- Wood
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Butler Pantry
- Kitchen Level
- Main
- Laundry Features
- Lower Level
- Levels
- Two
- Living Room Level
- Main
- Primary Bedroom Level
- Second
- Room Types
- Bonus Room, Dining Room, Kitchen, Living Room, Primary Bedroom
- Security Features
- Smoke Detector(s)
Pool, water & view
- Pool Private
- No
- View
- Trees/Woods
Exterior & lot
- Construction Materials
- Fiber Cement
- Exterior Features
- Balcony, Outdoor Shower, Impact Windows
- Fencing
- Back Yard
- Lot (sq ft)
- 9,147.6
- Lot Features
- Corner Lot, Few Trees, Irregular Lot, Historic Area
- Other buildings
- Shed(s)
- Patio And Porch Features
- Covered, Porch, Rear Porch
- Roof
- Metal
- Stories
- 2
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- No
- Parking Features
- Other
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Central, Electric
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Propane, Sewer Connected, Water Connected
- Water Source
- Public
Community & HOA
- CDD fee
- No
- Homestead
- No
Other
- Current Use
- Residential
- Furnished
- Furnished
- Possession
- Close Of Escrow
- Property Attached
- No
Location
Monthly payment estimate
$8,718 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 02:40:05 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 02:40:05 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.