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48 photos · 986 STATE ROAD 20, Interlachen, FL 32148

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For sale · listed Mar 10, 2026

$425,000

1 bd2 ba960 sq ft13.89 acres

986 STATE ROAD 20, Interlachen, FL 32148

Est. $2,640/mo · See the estimate

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC

Overview

  • Home typeHouse
  • Year built1981
  • Lot13.89 acres
  • Price per sq ft$443
  • HOANone
  • Days on market214
  • SubdivisionMetes & Bounds
  • MLS #2134128

On the water

The listing says this home is on the water. Its water is not mapped yet: Deedlio's water map covers the Clay County area for now, so there is no water body or boat access to show. See "Pool, water & view" below for what the listing says.

What's special

Live the lake life on beautiful Lake Ida! This one-of-a-kind property offers more than 4 usable acres, highway frontage, fenced pasture, and an impressive 380 feet of private lake frontage--giving you plenty of space, accessibility, and endless possibilities. The property includes a 960-square-foot main home with an open layout and peaceful lake views, a concrete-block garage with an attached carport, and a separate 1-bedroom, 1-bath guest house complete with its own kitchen and living area--ideal for guests, extended stays, or potential rental income. Step outside and enjoy boating, fishing, kayaking, and paddleboarding right from your backyard. The fenced pasture is currently home to a horse and goat, and the property also features an RV hookup and plenty of room for gardening, hobby farming, outdoor entertaining, or even a future second homesite. A property offering this combination of highway frontage, private lake frontage, pasture, acreage, and guest accommodations is a must see!

Facts & features

Interior

Accessibility Features
No
ADU Attached
No
Appliances
Electric Range, Electric Water Heater, Refrigerator
Bathrooms
1
Dwelling Type
Other
Flooring
Laminate
In-law suite (accessory dwelling unit)
Yes
Interior Features
Open Floorplan, Walk-In Closet(s), Primary Bathroom - Shower No Tub
Laundry Features
In Garage
Levels
One

Pool, water & view

Carport Spaces
2
Pool Private
No
Road Frontage Type
Highway, State Road
View
Lake, Water
Water frontage (ft)
380
Waterfront Features
Lake Front

Exterior & lot

Architectural Style
Traditional
Construction Materials
Vinyl Siding
Exterior Features
Dock, Outdoor Shower
Fencing
Fenced
Lot (sq ft)
605,048.4
Road Surface Type
Asphalt
Roof
Shingle
Stories
1
Zoning Description
Residential

Parking

Attached Garage
No
Carport
Yes
Garage
No
Parking Features
Attached Carport, Carport

Heating, cooling & utilities

Cooling
Central Air
Heating
Central
Sewer
Septic Tank
Utilities
Cable Available
Water Source
Private, Well

Schools

Elementary School
Interlachen
High School
Interlachen

Community & HOA

CDD fee
No
Homestead
Yes

Taxes & financing

Tax year
2025
Yearly property tax
$3,426

Other

Building Area Total
1,248
Current Use
Horses, Livestock, Residential, Single Family
Direction Faces
North
Furnished
Unfurnished
Possession
Close Of Escrow
Property Attached
No

Location

Monthly payment estimate

$2,640 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 12:00:05 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 12:00:05 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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