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50 photos · 3523 S FLETCHER Avenue, Fernandina Beach, FL 32034

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For sale · listed May 26, 2026

$3,229,000

5 bd6 ba5,673 sq ft

3523 S FLETCHER Avenue, Fernandina Beach, FL 32034

Est. $20,698/mo · See the estimate

Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Overview

  • Home typeHouse
  • Year built1998
  • Lot0.21 acres
  • Price per sq ft$569
  • HOANone
  • Garage3 spaces
  • PoolPrivate pool
  • Days on market137
  • SubdivisionAmelia Island
  • MLS #2147131

What's special

What if an exceptional Amelia Island home gave you the freedom to host beautifully, retreat privately, and wake to ocean-view sunrises? Beautifully set within mature coastal landscaping, this elevated luxury residence offers nearly 5,700 sq ft of flexible living space with coastal sunrise views, elevator access to the primary living areas, and a private pool setting designed for relaxed island living. The floor plan supports the way discerning buyers actually live, with separate spaces for guests, extended family, work, entertaining, and quiet retreat. Two full kitchens, multiple living areas, generous accommodations, dual laundry spaces, and an oversized climate-controlled garage add function without sacrificing comfort. Above it all, the ocean view lounge offers a memorable place to gather or unwind. A refined Amelia Island residence for buyers seeking privacy, scale, and a more versatile way to experience coastal luxury.

Facts & features

Interior

Accessibility Features
No
Appliances
Convection Oven, Double Oven, Dishwasher, Electric Cooktop, Microwave, None, Refrigerator
Fireplace
Yes
Fireplace Features
Electric
Flooring
Wood
Flooring
Wood, Luxury Vinyl
In-law suite (accessory dwelling unit)
No
Interior Features
Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, Elevator, In-Law Floorplan, Kitchen Island, Open Floorplan, Wet Bar, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Guest Suite
Laundry Features
Lower Level, In Unit, Upper Level
Levels
Three Or More

Pool, water & view

Pool Features
In Ground, Pool Cover, Salt Water
Pool Private
Yes
View
Beach, Ocean

Exterior & lot

Architectural Style
Multi Generational
Construction Materials
Stucco
Exterior Features
Outdoor Shower, Impact Windows
Fencing
Block, Back Yard, Chain Link, Full, Privacy, Wood, Fenced
Lot (sq ft)
9,147.6
Lot Features
Sprinklers In Front, Sprinklers In Rear
Other buildings
Gazebo
Patio And Porch Features
Covered, Deck, Front Porch, Porch
Roof
Shingle
Stories
4

Parking

Attached Garage
No
Carport
No
Garage
Yes
Parking Features
Additional Parking, Circular Driveway, Garage, Garage Door Opener

Heating, cooling & utilities

Cooling
Central Air, Electric
Heating
Central, Electric
Sewer
Public Sewer
Utilities
Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water Source
Public

Community & HOA

CDD fee
No
Homestead
No

Taxes & financing

Tax year
2025
Yearly property tax
$33,753

Other

Current Use
Residential, Single Family
Direction Faces
East
Furnished
Unfurnished
Possession
Close Of Escrow
Property Attached
No
Property Condition
Updated/Remodeled
Street Dir Prefix
S

Location

Monthly payment estimate

$20,698 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Sun 10/11/2026 09:40:03 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Sun 10/11/2026 09:40:03 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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