For sale · listed Jul 16, 2026
$281,900
3 bd3 ba1,631 sq ft
96230 STONEY Drive 2801, Fernandina Beach, FL 32034
Est. $2,237/mo · See the estimate
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Overview
- Home typeCondo
- Year built2008
- Price per sq ft$173
- HOA$370 (monthly)
- Garage1 spaces
- Days on market86
- SubdivisionCottages at Stoney Creek
- MLS #2154394
What's special
Exceptional value in the gated Cottages at Stoney Creek! This desirable END UNIT offers 3 beds, 2.5 baths & 1,631 SF of spacious, low-maintenance living at one of the LOWEST PRICES PER SQUARE FOOT in the community. Freshly updated & truly move-in ready, the home features fresh interior paint, brand-new stainless steel appliances & new carpet upstairs. The end-unit location provides added privacy, fewer shared walls & abundant natural light, while an attached one-car garage adds everyday convenience. Enjoy the ease of a lock-and-leave lifestyle along with community amenities including a gated entrance & pool. Ideally located with convenient access to I-95, Yulee, Fernandina Beach & Amelia Island. Even more value for the buyer—A preferred-lender incentive equal to 1% of the loan amount toward eligible closing costs or discount points. With its combination of square footage, updates, end-unit location and buyer incentives, #2801 presents an outstanding opportunity in Stoney Creek!
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- Flooring
- Carpet, Tile
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms
- Laundry Features
- In Unit, Upper Level
- Levels
- Two
- Security Features
- Security Gate
Pool, water & view
- Pool Private
- No
- View
- Trees/Woods
Exterior & lot
- Patio And Porch Features
- Porch, Rear Porch, Screened
- Stories
- 2
- Zoning Description
- Residential
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Central, Electric
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
- Water Source
- Public
Schools
- Elementary School
- Emma Love Hardee
- High School
- Fernandina Beach
- Middle Or Junior School
- Fernandina Beach
Community & HOA
- Association Amenities
- Management - Off Site
- Association Fee Includes
- Insurance, Maintenance Grounds, Security, Trash
- CDD fee
- No
- Community Features
- Curbs, Gated, Sidewalks
- Homestead
- No
- Rental Restrictions
- 6 Months
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $3,670
Other
- Current Use
- Residential
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- Yes
- Unit Type2
- End Unit
Location
Monthly payment estimate
$2,237 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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