For sale · listed Aug 13, 2026
$475,000
3 bd2 ba1,893 sq ft
4120 PONY EXPRESS Lane, Jacksonville, FL 32223
Est. $2,940/mo · See the estimate
Listing courtesy of WATSON REALTY CORP
Overview
- Home typeHouse
- Year built1985
- Lot0.29 acres
- Price per sq ft$251
- HOANone
- Garage2 spaces
- PoolPrivate pool
- Days on market58
- SubdivisionSaddle Ridge
- MLS #2155508
What's special
Full brick pool home with gated boat and RV parking, tucked away on a quiet cul-de-sac in the established Saddle Ridge community. NO HOA!! Offering 3 bedrooms, 2 bathrooms, and 1,893 square feet, this home combines timeless construction, thoughtful updates, and exceptional indoor and outdoor living spaces. Inside, soaring vaulted ceilings and abundant natural light create an open, inviting atmosphere in the spacious great room. Luxury vinyl plank flooring, a floor-to-ceiling brick fireplace, and expansive sliding glass doors overlooking the pool make this the perfect place to gather or unwind. The updated kitchen features refinished 42-inch cabinetry extending to the ceiling, modern hardware, granite countertops, stainless steel appliances, recessed lighting, and a custom built-in coffee bar with additional storage. Adjacent to the kitchen, the breakfast nook enjoys views of the backyard oasis, while the separate dining room offers additional space for entertaining or everyday meals. The spacious primary suite easily accommodates a sitting area and includes a custom walk-in closet system along with a beautifully updated ensuite bath featuring a double vanity with marble countertops and an oversized tiled walk-in shower. Step outside and discover what truly sets this home apart. The screened lanai opens to an expansive pool deck surrounding the sparkling in-ground pool, while the covered gazebo creates an inviting outdoor living room that's perfect for relaxing in the shade, entertaining guests, or enjoying evenings outdoors. The fully fenced backyard still provides generous green space, offering the ideal balance of recreation and relaxation. Need room for your toys? The extended driveway and gated side yard provide ample space for a boat, RV, camper, trailer, or other recreational vehicles, a feature that's increasingly difficult to find. Major updates include a GAF roof installed in 2021, additional blown attic insulation, a new HVAC system in 2024, and a pool pump and filter replaced in 2021. Conveniently located near shopping, dining, parks, and major commuter routes, this well-maintained home offers the opportunity to enjoy both comfortable everyday living and memorable gatherings for years to come.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
- Fireplace
- Yes
- Fireplace Features
- Wood Burning
- Fireplaces Total
- 1
- Flooring
- Carpet, Tile
- Flooring
- Carpet, Tile, Luxury Vinyl
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Breakfast Nook
- Laundry Features
- Lower Level, In Unit
- Levels
- One
Pool, water & view
- Pool Features
- Fenced, In Ground, Pool Sweep
- Pool Private
- Yes
- Road Frontage Type
- City Street
- View
- Pool
Exterior & lot
- Architectural Style
- Ranch, Traditional
- Construction Materials
- Frame, Brick
- Fencing
- Wood, Fenced
- Lot (sq ft)
- 12,632.4
- Lot Features
- Cleared, Cul-De-Sac
- Other buildings
- Gazebo
- Patio And Porch Features
- Covered, Deck, Rear Porch, Screened
- Road Surface Type
- Asphalt
- Roof
- Shingle
- Stories
- 1
- Zoning Description
- Residential
Parking
- Attached Garage
- Yes
- Carport
- No
- Garage
- Yes
- Parking Features
- Attached, Covered, Garage, RV Access/Parking
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Central, Electric
- Sewer
- Septic Tank
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
- Water Source
- Public
Schools
- Elementary School
- Loretto
- High School
- Mandarin
- Middle Or Junior School
- Mandarin
Community & HOA
- CDD fee
- No
- Homestead
- Yes
- Rental Restrictions
- No Minimum
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $3,709
Other
- Building Area Total
- 2,260
- Current Use
- Residential, Single Family
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- No
- Property Condition
- Updated/Remodeled
Location
Monthly payment estimate
$2,940 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Sun 10/11/2026 11:00:05 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Sun 10/11/2026 11:00:05 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.




