‹ Back to search

50 photos · 4120 PONY EXPRESS Lane, Jacksonville, FL 32223

  • Pool & Screened Lanai
  • Bright Kitchen
  • Full Brick Exterior
  • Screened Lanai & Pool
  • View of Backyard
  • Another View of Home
  • Spacious Driveway
  • Welcoming Front Entry
  • View From the Entry
  • Foyer
  • Bedroom / Home Office
  • Bedroom / Home Office
  • Guest Bathroom
  • Spacious Bedroom
  • Bedroom With Closet
  • Living Room
  • Dining Area
  • Open Living & Dining
  • Brick Fireplace
  • Convenient Interior Layout
  • Interior Laundry Room
  • Built In Storage
  • Generous Kitchen Storage
  • Kitchen With Pool View
  • Double Kitchen Sink
  • Breakfast Nook
  • Abundant Kitchen Storage
  • Spacious Kitchen
  • Kitchen & Breakfast Area
  • Spacious Primary Bedroom
  • Primary bedroom
  • Primary Sitting Area
  • Expansive Primary Suite
  • Primary Walk In Shower
  • Primary Double Vanity
  • Double Sink Vanity
  • Living Room & Fireplace
  • 37-print-4120 Pony Express (37)
  • Covered Outdoor Living
  • Pool & Patio Area
  • Poolside View
  • Backyard Pool
  • Pool & Brick Exterior
  • Covered Gazebo
  • Another View of Gazebo
  • Pool View From Gazebo
  • Pool & Gazebo
  • Poolside Living
  • Spacious Fenced Backyard
  • Backyard & Pool Area

For sale · listed Aug 13, 2026

$475,000

3 bd2 ba1,893 sq ft

4120 PONY EXPRESS Lane, Jacksonville, FL 32223

Est. $2,940/mo · See the estimate

Listing courtesy of WATSON REALTY CORP

Overview

  • Home typeHouse
  • Year built1985
  • Lot0.29 acres
  • Price per sq ft$251
  • HOANone
  • Garage2 spaces
  • PoolPrivate pool
  • Days on market58
  • SubdivisionSaddle Ridge
  • MLS #2155508

What's special

Full brick pool home with gated boat and RV parking, tucked away on a quiet cul-de-sac in the established Saddle Ridge community. NO HOA!! Offering 3 bedrooms, 2 bathrooms, and 1,893 square feet, this home combines timeless construction, thoughtful updates, and exceptional indoor and outdoor living spaces. Inside, soaring vaulted ceilings and abundant natural light create an open, inviting atmosphere in the spacious great room. Luxury vinyl plank flooring, a floor-to-ceiling brick fireplace, and expansive sliding glass doors overlooking the pool make this the perfect place to gather or unwind. The updated kitchen features refinished 42-inch cabinetry extending to the ceiling, modern hardware, granite countertops, stainless steel appliances, recessed lighting, and a custom built-in coffee bar with additional storage. Adjacent to the kitchen, the breakfast nook enjoys views of the backyard oasis, while the separate dining room offers additional space for entertaining or everyday meals. The spacious primary suite easily accommodates a sitting area and includes a custom walk-in closet system along with a beautifully updated ensuite bath featuring a double vanity with marble countertops and an oversized tiled walk-in shower. Step outside and discover what truly sets this home apart. The screened lanai opens to an expansive pool deck surrounding the sparkling in-ground pool, while the covered gazebo creates an inviting outdoor living room that's perfect for relaxing in the shade, entertaining guests, or enjoying evenings outdoors. The fully fenced backyard still provides generous green space, offering the ideal balance of recreation and relaxation. Need room for your toys? The extended driveway and gated side yard provide ample space for a boat, RV, camper, trailer, or other recreational vehicles, a feature that's increasingly difficult to find. Major updates include a GAF roof installed in 2021, additional blown attic insulation, a new HVAC system in 2024, and a pool pump and filter replaced in 2021. Conveniently located near shopping, dining, parks, and major commuter routes, this well-maintained home offers the opportunity to enjoy both comfortable everyday living and memorable gatherings for years to come.

Facts & features

Interior

Accessibility Features
No
Appliances
Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
Fireplace
Yes
Fireplace Features
Wood Burning
Fireplaces Total
1
Flooring
Carpet, Tile
Flooring
Carpet, Tile, Luxury Vinyl
In-law suite (accessory dwelling unit)
No
Interior Features
Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Breakfast Nook
Laundry Features
Lower Level, In Unit
Levels
One

Pool, water & view

Pool Features
Fenced, In Ground, Pool Sweep
Pool Private
Yes
Road Frontage Type
City Street
View
Pool

Exterior & lot

Architectural Style
Ranch, Traditional
Construction Materials
Frame, Brick
Fencing
Wood, Fenced
Lot (sq ft)
12,632.4
Lot Features
Cleared, Cul-De-Sac
Other buildings
Gazebo
Patio And Porch Features
Covered, Deck, Rear Porch, Screened
Road Surface Type
Asphalt
Roof
Shingle
Stories
1
Zoning Description
Residential

Parking

Attached Garage
Yes
Carport
No
Garage
Yes
Parking Features
Attached, Covered, Garage, RV Access/Parking

Heating, cooling & utilities

Cooling
Central Air, Electric
Heating
Central, Electric
Sewer
Septic Tank
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water Source
Public

Schools

Elementary School
Loretto
High School
Mandarin
Middle Or Junior School
Mandarin

Community & HOA

CDD fee
No
Homestead
Yes
Rental Restrictions
No Minimum

Taxes & financing

Tax year
2025
Yearly property tax
$3,709

Other

Building Area Total
2,260
Current Use
Residential, Single Family
Furnished
Unfurnished
Possession
Close Of Escrow
Property Attached
No
Property Condition
Updated/Remodeled

Location

Monthly payment estimate

$2,940 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

Similar homes nearby

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Sun 10/11/2026 11:00:05 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Sun 10/11/2026 11:00:05 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Save this home

Enter your email and Mike will keep this home for you and let you know if anything changes. No account needed.

Your details go only to this agent. They are never sold or shared. Privacy policy