For sale · listed Jul 21, 2026
$289,999
3 bd2 ba1,680 sq ft
96029 COTTAGE Court 1205, Fernandina Beach, FL 32034
Est. $1,986/mo · See the estimate
Listing courtesy of FERNANDINA BEACH REALTY
Overview
- Home typeCondo
- Year built2008
- Price per sq ft$173
- HOA$380 (monthly)
- Garage1 spaces
- Days on market95
- SubdivisionCottages at Stoney Creek
- MLS #2156372
What's special
Welcome home! This spacious 3 Bedroom/2 Bath condo is the largest floor plan in the community, and it truly lives more like a house than a condo. High ceilings and an open layout give it an airy, modern feel, while updated flooring, plantation shutters, and a cheerful pop of sunshine yellow keep the rooms feeling bright and fresh. The kitchen is a standout -- Beautiful 42-inch cabinets, a pantry, and an island with bar space flow right into a cozy breakfast nook, making it easy to cook, gather, and entertain all in one open space. The bathrooms have been thoughtfully updated too, and there's plenty of room throughout to spread out or work from home. Step out back to your own screened-in patio -- the perfect spot to sip your morning coffee and listen to the birds. A chairlift is also included for easy access between floors, simple to remove if you don't need it, and a nice bonus if you do. Location is a real win here: you're just around the corner from restaurants and Super Walmart, about 10 minutes to the beach, and 10 minutes to I-95 -- convenient to everything without the hustle. Home is tucked inside a quaint, gated community with a sparkling pool, and HOA fees stay affordable at under $400/month. Move-in ready, full of light, and full of space -- this one is hard not to fall in love with. Come see it for yourself
Facts & features
Interior
- Accessibility Features
- Accessible Stairway
- Appliances
- Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
- Flooring
- Tile
- Flooring
- Tile, Luxury Vinyl
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Breakfast Nook
- Laundry Features
- In Unit, Upper Level
- Levels
- Two
- Security Features
- Smoke Detector(s), Security Gate
Pool, water & view
- Pool Private
- No
Exterior & lot
- Architectural Style
- Villa
- Construction Materials
- Frame, Stucco
- Exterior Features
- Balcony
- Lot Features
- Few Trees
- Other buildings
- Other
- Patio And Porch Features
- Covered, Rear Porch, Screened
- Road Surface Type
- Paved
- Roof
- Shingle
- Stories
- 2
- Zoning Description
- Condominium
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage, Garage Door Opener, Gated
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Electric, Heat Pump
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Water Source
- Public
Schools
- Elementary School
- Atlantic
- High School
- Fernandina Beach
- Middle Or Junior School
- Fernandina Beach
Community & HOA
- Association Amenities
- Gated, Maintenance Grounds, Trash
- Association Fee Includes
- Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
- CDD fee
- No
- Community Features
- Gated, Sidewalks
- Homestead
- Yes
- Rental Restrictions
- 6 Months
Taxes & financing
- Tax year
- 2025
Other
- Current Use
- Residential
- Direction Faces
- South
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- Yes
- Property Condition
- Updated/Remodeled
- Unit Type2
- Interior Unit
Location
Monthly payment estimate
$1,986 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
Similar homes nearby
-
$359,000
5 bd3 ba1,588 sq ft · House for sale
96001 ZION Court, Yulee, FL 32097
Listing courtesy of MOMENTUM REALTY
-
$250,000
2 bd2 ba1,695 sq ft1.01 acres · Mobile home for sale
95222 DWIGHT Drive, Fernandina Beach, FL 32034
Listing courtesy of FERNANDINA BEACH REALTY
-
$269,990
2 bd2 ba1,407 sq ft · Condo for sale
96042 STONEY CREEK Parkway 903, Fernandina Beach, FL 32034
Listing courtesy of FERNANDINA BEACH REALTY
-
$360,000
3 bd2 ba1,452 sq ft · House for sale
96177 PIEDMONT Drive, Fernandina Beach, FL 32034
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 05:20:03 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 05:20:03 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.