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50 photos · 20924 NE 132ND AVE Avenue, Waldo, FL 32694

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For sale · listed Jul 24, 2026

$1,429,000

5 bd4 ba3,502 sq ft2.25 acres

20924 NE 132ND AVE Avenue, Waldo, FL 32694

Est. $8,671/mo · See the estimate

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC

Overview

  • Home typeHouse
  • Year built2000
  • Lot2.25 acres
  • Price per sq ft$408
  • HOANone
  • Garage1 spaces
  • Days on market78
  • SubdivisionSanta Fe
  • MLS #2156844

On the water

On Santa Fe Lake, a boatable lake. The lake has no boat channel to the St. Johns River.

From Deedlio's water map (USGS and bridge records), not the MLS checkbox. Check with Mike before you rely on it.

What's special

LAKEFRONT LUXURY! Magnificent Little Lake Santa Fe estate on 2.25 acres with 450 feet of waterfront on one of Florida's most exquisite spring fed lakes. Your chance to own one of the most desirable Santa Fe properties on Martin's Island with immediate ROI potential. The pictures tell the story. Incredible 5 bedroom, 4 bathroom, 4550 square foot home located on a private gated property. Beautifully crafted French doors invite the stunning panoramic waterfront views from this home into all living areas. The custom kitchen features premium cabinets, large island, tile countertops and stainless-steel appliances including a gas range with hood and separate oven. Skylights illuminate throughout. Entertain or relax by the gas fireplace in the huge living room with built in shelving, vaulted ceilings, recessed lighting, wet bar and tile floors. The master suite boasts large walk-in closets and waterfront views. Outdoor entertaining is luxurious with a 660 sq. ft. Spanish tiled screened porch spanning the length of house. Immediate ROI rental potential as Lake Santa Fe is a vacationers paradise. This property offers an attached apartment /in -law suite with 2 bedrooms or 1 bedroom/ 1 living room and bath in addition to a separate 540 sq. ft. 1- bedroom cottage with bath and kitchenette. Majestic oaks, citrus,palm and fig trees grace the landscape.Enjoy fishing,boating, and watersports on 5800 acre Lake Santa Fe. Survey available. New roof installed in 2020 and HVAC in 2017. Your paradise is waiting.

Facts & features

Interior

Accessibility Features
No
ADU Attached
No
Appliances
Double Oven, Dishwasher, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator
Bathrooms
1
Bedrooms
1
Dwelling Type
Apartment
Fireplace
Yes
Fireplace Features
Gas
Fireplaces Total
1
Flooring
Other, Stone, Tile, Wood
In-law suite (accessory dwelling unit)
Yes
Interior Features
Built-in Features, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Wet Bar, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Guest Suite, Other
Levels
One
Square Footage
540
Window Features
Skylight(s)

Pool, water & view

Pool Private
No
Road Frontage Type
City Street, Unimproved
View
Lake, Other
Water frontage (ft)
450
Waterfront Features
Lake Front, Seawall

Exterior & lot

Architectural Style
Traditional, Craftsman, Other, Villa
Construction Materials
Other, Stucco
Exterior Features
Dock, Boat Lift
Fencing
Full, Wire
Lot (sq ft)
98,010
Lot Features
Many Trees, Wetlands, Wooded, Other
Other buildings
Guest House, Shed(s)
Patio And Porch Features
Covered, Front Porch, Porch, Rear Porch, Screened
Road Surface Type
Dirt
Roof
Shingle
Stories
1
Zoning Description
Agricultural

Parking

Attached Garage
Yes
Carport
No
Garage
Yes
Parking Features
Attached, Garage, Garage Door Opener

Heating, cooling & utilities

Cooling
Central Air, Electric, Other, Wall/Window Unit(s), Split System
Heating
Central, Electric, Other
Sewer
Septic Tank
Utilities
Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Water Source
Well

Community & HOA

CDD fee
No
Homestead
Yes
Rental Restrictions
No Minimum

Taxes & financing

Tax year
2025
Yearly property tax
$9,072

Other

Building Area Total
4,550
Current Use
Residential, Single Family
Possession
Close Of Escrow
Property Attached
Yes
Street Dir Prefix
NE

Location

Monthly payment estimate

$8,671 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 06:00:04 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 06:00:04 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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