Under contract · listed Aug 9, 2026
$599,000
4 bd3 ba2,714 sq ft
12231 DIVIDING OAKS Trail E, Jacksonville, FL 32223
Est. $4,186/mo · See the estimate
Listing courtesy of COLDWELL BANKER VANGUARD REALTY
Overview
- Home typeHouse
- Year built1990
- Lot0.7 acres
- Price per sq ft$221
- HOA$380 (annually)
- Garage2 spaces
- Days on market63
- SubdivisionCormorant Creek
- MLS #2157123
What's special
*2.25% ASSUMABLE LOAN-A RARE OPPORTUNITY!* Qualified buyers may have the opportunity to assume the existing loan at an exceptional 2.25% interest rate, subject to lender approval and loan assumption requirement's. Nestled on a private 0.70-acre conservation lot with a scenic creek leading to Julington Creek, this beautiful 4BR/2.5BA home offers the perfect blend of privacy, space, and convenience in the heart of Mandarin. The chef's kitchen features dual sinks, double ovens, built-in double microwaves, a center island, and a breakfast nook. Rich wood floors and custom molding add timeless elegance throughout. Enjoy a double-sided fireplace in the main living areas and a second fireplace in the spacious owner's suite. Step outside to a peaceful backyard surrounded by mature trees and nature, while remaining just minutes from shopping, dining, and entertainment. With an assumable 2.25% loan and a desirable Mandarin location, this is an opportunity you will not want to miss!
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- Fireplace
- Yes
- Fireplace Features
- Double Sided, Wood Burning
- Flooring
- Wood
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Kitchen Island, Open Floorplan, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Breakfast Nook
- Laundry Features
- Electric Dryer Hookup, In Unit
- Levels
- One
- Security Features
- Carbon Monoxide Detector(s), Smoke Detector(s)
Pool, water & view
- Pool Private
- No
- Road Frontage Type
- City Street
- View
- Trees/Woods, Protected Preserve
Exterior & lot
- Architectural Style
- Ranch
- Construction Materials
- Brick Veneer
- Fencing
- Back Yard, Wood
- Lot (sq ft)
- 30,492
- Patio And Porch Features
- Covered, Deck, Screened
- Road Surface Type
- Asphalt
- Roof
- Shingle
- Stories
- 1
- Zoning Description
- Single Family
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Circular Driveway, Garage, Garage Door Opener
Heating, cooling & utilities
- Cooling
- Central Air
- Electric
- 150 Amp Service
- Heating
- Electric
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Water Source
- Public
Community & HOA
- CDD fee
- No
- Homestead
- No
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $10,043
Other
- Contingency
- Active Under Contract
- Contingency Reason
- Inspection
- Contingent Date
- 2026-09-26
- Current Use
- Residential, Single Family
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- No
- Property Condition
- Updated/Remodeled
- Street Dir Suffix
- E
Location
Monthly payment estimate
$4,186 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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