For sale · listed Aug 14, 2026
$359,900
2 bd2 ba1,547 sq ft
278 ROCK SPRING Loop, St. Johns, FL 32095
Est. $2,960/mo · See the estimate
Listing courtesy of COLDWELL BANKER VANGUARD REALTY
Overview
- Home typeHouse
- Year built2017
- Lot0.1 acres
- Price per sq ft$233
- HOA$388 (monthly)
- Garage2 spaces
- Days on market57
- SubdivisionBridge Bay At Bannon Lakes
- MLS #2158769
What's special
Time to Call This Home! Welcome to this beautifully upgraded 2-bedroom, 2-bath villa with a versatile flex room in the sought-after, gated Bridge Bay at Bannon Lakes 55+ community in St. Augustine. Designed for comfort, style, and low-maintenance living, this move-in-ready home offers exceptional upgrades and resort-style amenities. The kitchen is truly the heart of the home, featuring 42-inch soft-close cabinetry, brand new quartz countertops, a new designer tile backsplash, new sink, convenient pull-out spice rack, stylish pendant lighting, a large island with seating, and a full suite of stainless-steel appliances, including the refrigerator. Whether you're preparing dinner or entertaining friends, this space is sure to impress. The owner's suite offers a walk-in closet and a en-suite bath with a dual vanity, private water closet, and tiled walk-in shower with built-in seat. A flexible bonus room provides the perfect space for a home office, den, hobby room, or guest accommodation. Thoughtful upgrades throughout the home include, whole-house water softener and water filtration system, tile flooring throughout--no carpet, crown molding, and upgraded lighting and fixtures, custom window treatments, including blackout shades and elegant plantation shutters, tankless natural gas water heater, epoxy-coated garage floor with anti-slip finish, attic storage, and paver driveway. Enjoy Florida living from the covered, screened paver lanai, overlooking a fenced backyard that's perfect for relaxing or entertaining. Located in a natural gas community, the home also offers gas service for the range, dryer, and outdoor grill. The HOA provides true maintenance-free living, covering lawn care, irrigation, pest control, and exterior maintenance, so you can spend more time enjoying everything the community has to offer. Residents enjoy exclusive access to Bridge Bay's private pool, fire pit, and grilling area, as well as the outstanding amenities at Bannon Lakes, including Resort-style walk-in pool, fitness center, tennis courts, clubhouse, dog park, and recreational activities This exceptional villa combines modern upgrades, quality construction, and an active lifestyle in one of St. Augustine's premier gated 55+ communities. Schedule your private showing today and discover the carefree Florida lifestyle you've been waiting for!
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Dishwasher, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
- Flooring
- Tile
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Entrance Foyer, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Primary Bathroom - Shower No Tub
- Laundry Features
- In Unit
- Levels
- One
- Security Features
- Smoke Detector(s), Security Gate
Pool, water & view
- Pool Private
- No
Exterior & lot
- Architectural Style
- Villa
- Construction Materials
- Stucco
- Fencing
- Back Yard
- Lot (sq ft)
- 4,356
- Patio And Porch Features
- Covered, Rear Porch, Screened
- Road Surface Type
- Asphalt
- Roof
- Shingle
- Stories
- 1
- Zoning Description
- Residential
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Central
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Water Source
- Public
Community & HOA
- Association Amenities
- Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
- Association Fee Includes
- Maintenance Grounds, Pest Control, Security
- CDD fee
- Yes
- CDD Fee Amount
- 2,854.09
- Community Features
- Gated, Sidewalks
- Homestead
- Yes
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $6,941
Other
- Current Use
- Residential
- Furnished
- Negotiable
- Possession
- Close Of Escrow
- Property Attached
- Yes
- Property Condition
- Updated/Remodeled
Location
Monthly payment estimate
$2,960 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 12:00:05 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 12:00:05 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.