For sale · listed Aug 13, 2026
$1,175,000
3 bd4 ba3,250 sq ft
96133 OYSTER BAY Drive, Fernandina Beach, FL 32034
Est. $7,283/mo · See the estimate
Listing courtesy of KELLER WILLIAMS SOUTHEASTERN PARTNERS
Overview
- Home typeHouse
- Year built2019
- Lot0.41 acres
- Price per sq ft$362
- HOA$375 (quarterly)
- Garage3 spaces
- Days on market58
- SubdivisionOyster Bay Harbours
- MLS #2160038
On the water
The listing says this home is on the water. Its water is not mapped yet: Deedlio's water map covers the Clay County area for now, so there is no water body or boat access to show. See "Pool, water & view" below for what the listing says.
What's special
Your ultimate coastal retreat awaits in the premier gated community of Oyster Bay Harbour in Fernandina Beach. Enter the home through a mahogany door to a custom home where you are welcomed to a light-filled home, soaring 12-foot ceilings, hardwood hickory floors, and an expansive great room with gas fireplace. The gourmet kitchen was built with ample cabinetry and oversized quartz island. The home offers three en-suite bedrooms. Two suites are on the main level, including a luxurious primary retreat complete with bay window seating and an oversized walk-in shower. Upstairs, the flexible third suite easily adapts as a guest sanctuary, office, media room, or secondary living space. A sliding glass wall opens to a spacious screened-in tiled lanai and paved patio overlooking a serene lagoon. Oyster Bay Harbour offers residents pickleball, clay tennis courts, and community pool. With an acceptable offer, the Seller will include a paid equity membership to Oyster Bay Yacht Club.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Tankless Water Heater, Wine Cooler, Water Softener Owned
- Bathroom 2 Level
- Main
- Bathroom 3 Level
- Upper
- Bathroom Level
- Main
- Bedroom 2 Level
- Main
- Bedroom 3 Level
- Upper
- Dining Room Level
- Main
- Fireplace
- Yes
- Fireplace Features
- Gas
- Fireplaces Total
- 1
- Flooring
- Tile, Wood
- Great Room Level
- Main
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s), Wet Bar, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms
- Kitchen Level
- Main
- Laundry Features
- Electric Dryer Hookup, Lower Level, In Unit, Washer Hookup
- Levels
- Two
- Other Room Level
- Main
- Primary Bathroom Level
- Main
- Primary Bedroom Level
- Main
- Room Types
- Bathroom, Bathroom 2, Bathroom 3, Bedroom 2, Bedroom 3, Dining Room, Great Room, Kitchen, Primary Bathroom, Primary Bedroom, Utility Room, Other Room
- Security Features
- Smoke Detector(s), Security Gate
- Utility Room Level
- Main
Pool, water & view
- Pool Private
- No
- Road Frontage Type
- Private Road
- View
- Canal, Pond
- Waterfront Features
- Canal Front, Pond
Exterior & lot
- Architectural Style
- Ranch, Craftsman
- Construction Materials
- Stucco, Stone Veneer
- Fencing
- Back Yard, Wrought Iron, Fenced
- Lot (sq ft)
- 17,859.6
- Lot Features
- Many Trees, Sprinklers In Front, Sprinklers In Rear
- Patio And Porch Features
- Front Porch, Rear Porch, Screened
- Road Surface Type
- Asphalt
- Roof
- Shingle
- Stories
- 2
- Zoning Description
- Residential
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage, Garage Door Opener, Gated
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Electric
- 200+ Amp Service
- Heating
- Central, Electric
- Sewer
- Septic Tank
- Utilities
- Cable Available, Electricity Connected, Propane, Sewer Connected, Water Connected
- Water Source
- Public
Community & HOA
- Association Amenities
- Boat Dock, Boat Slip, Clubhouse, Gated, Marina, Maintenance Grounds, RV/Boat Storage, Tennis Court(s), Pickleball, Management - Full Time
- CDD fee
- No
- Community Features
- Curbs, Gated, Suburban
- Homestead
- Yes
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $7,797
Other
- Current Use
- Residential, Single Family
- Direction Faces
- South
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- No
- Property Condition
- Updated/Remodeled
- Water Body Access Type
- Community
Location
Monthly payment estimate
$7,283 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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