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50 photos · 342 N 12TH Street, Flagler Beach, FL 32136

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For sale · listed Aug 14, 2026

$1,449,000

2 bd2 ba1,892 sq ft

342 N 12TH Street, Flagler Beach, FL 32136

Est. $8,864/mo · See the estimate

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Overview

  • Home typeHouse
  • Year built1997
  • Lot0.61 acres
  • Price per sq ft$766
  • HOANone
  • Garage4 spaces
  • PoolPrivate pool
  • Days on market57
  • SubdivisionPalma Vista
  • MLS #2160241

On the water

The listing says this home is on the water. Its water is not mapped yet: Deedlio's water map covers the Clay County area for now, so there is no water body or boat access to show. See "Pool, water & view" below for what the listing says.

What's special

Over half an acre on the Intracoastal Waterway, thats across two parcels at 342 N. 12th Street in Flagler Beach, Florida, with two boat lifts, a private pool, and four bays of enclosed garage. At roughly 34,848 square feet, this double-lot waterfront property offers land and privacy that is difficult to replicate anywhere along the Flagler County coast, where most beachside parcels run a fraction of this size. The waterfront package is the draw. A 10,000 lb covered boat lift protects the primary vessel from sun and weather year-round, while a second lift accommodates a skiff, flats boat, or personal watercraft. Approximately 4 feet of water at low tide suits center consoles, bay boats, and flats boats, with the Intracoastal Waterway directly off the dock and the Atlantic Ocean a short walk east on 12th Street. Built in 1997, the residence offers 1,892 square feet with 2 bedrooms, 2 full bathrooms, and a versatile loft that works as a third sleeping space, home office, or bunk room. Living areas orient toward the water, connecting the interior to the outdoor entertaining space. Outdoor living centers on a private pool with room for covered seating and waterfront dining, and the 0.80-acre footprint leaves substantial open ground beyond it. Two separate two-car garages deliver four bays of enclosed parking for vehicles, a boat trailer, a golf cart, and workshop or storage -- a configuration rarely found on Intracoastal parcels in a beach town. Flagler Beach is one of the last low-rise beach towns on Florida's east coast, where A1A runs close enough to the Atlantic that high-rise development was never possible. Residents have six miles of open shoreline, the Flagler Beach Pier, High Tides at Snack Jack, and the Funky Pelican, plus Gamble Rogers Memorial State Recreation Area, Betty Steflik Memorial Preserve, and Washington Oaks Gardens State Park within a short drive. Palm Coast is 10 minutes north, historic St. Augustine roughly 25 minutes up A1A. For the buyer who wants boats in the water, a pool at the door, the Atlantic a walk away, and nearly an acre to keep it all on, 342 N. 12th Street delivers a Flagler Beach waterfront combination that rarely reaches the market

Facts & features

Interior

Accessibility Features
No
Appliances
Dryer, Disposal, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Cooler
Fireplace
Yes
Fireplace Features
Gas
Fireplaces Total
1
Flooring
Carpet, Laminate, Tile
In-law suite (accessory dwelling unit)
No
Interior Features
Breakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Breakfast Nook, Wine Cellar
Laundry Features
In Unit
Levels
Two

Pool, water & view

Pool Features
Heated, In Ground, Salt Water
Pool Private
Yes
Road Frontage Type
City Street
View
Canal, Water, Intracoastal
Water frontage (ft)
240
Waterfront Features
Canal Front, Navigable Water, Ocean Access, Seawall, Intracoastal

Exterior & lot

Architectural Style
Contemporary
Construction Materials
Block, Frame, Stucco
Exterior Features
Balcony, Boat Slip, Dock, Boat Lift
Lot (sq ft)
26,397.36
Lot Features
Irregular Lot, Sprinklers In Front, Sprinklers In Rear, Dead End Street
Other buildings
Boat House
Patio And Porch Features
Deck, Front Porch, Rear Porch, Screened
Road Surface Type
Asphalt
Roof
Metal
Stories
2

Parking

Attached Garage
No
Carport
No
Garage
Yes
Parking Features
Garage

Heating, cooling & utilities

Cooling
Central Air
Heating
Central
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Water Source
Public, Well

Schools

Elementary School
Old Kings
High School
Flagler Palm Coast
Middle Or Junior School
Buddy Taylor

Community & HOA

CDD fee
No
Homestead
Yes
Rental Restrictions
No Minimum

Taxes & financing

Tax year
2025
Yearly property tax
$10,051

Other

Current Use
Residential
Direction Faces
South
Furnished
Unfurnished
Possession
Close Of Escrow
Property Attached
No
Street Dir Prefix
N
Water Body Access Type
Navigable

Location

Monthly payment estimate

$8,864 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 12:20:04 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 12:20:04 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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