For sale · listed Aug 14, 2026
$1,449,000
2 bd2 ba1,892 sq ft
342 N 12TH Street, Flagler Beach, FL 32136
Est. $8,864/mo · See the estimate
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Overview
- Home typeHouse
- Year built1997
- Lot0.61 acres
- Price per sq ft$766
- HOANone
- Garage4 spaces
- PoolPrivate pool
- Days on market57
- SubdivisionPalma Vista
- MLS #2160241
On the water
The listing says this home is on the water. Its water is not mapped yet: Deedlio's water map covers the Clay County area for now, so there is no water body or boat access to show. See "Pool, water & view" below for what the listing says.
What's special
Over half an acre on the Intracoastal Waterway, thats across two parcels at 342 N. 12th Street in Flagler Beach, Florida, with two boat lifts, a private pool, and four bays of enclosed garage. At roughly 34,848 square feet, this double-lot waterfront property offers land and privacy that is difficult to replicate anywhere along the Flagler County coast, where most beachside parcels run a fraction of this size. The waterfront package is the draw. A 10,000 lb covered boat lift protects the primary vessel from sun and weather year-round, while a second lift accommodates a skiff, flats boat, or personal watercraft. Approximately 4 feet of water at low tide suits center consoles, bay boats, and flats boats, with the Intracoastal Waterway directly off the dock and the Atlantic Ocean a short walk east on 12th Street. Built in 1997, the residence offers 1,892 square feet with 2 bedrooms, 2 full bathrooms, and a versatile loft that works as a third sleeping space, home office, or bunk room. Living areas orient toward the water, connecting the interior to the outdoor entertaining space. Outdoor living centers on a private pool with room for covered seating and waterfront dining, and the 0.80-acre footprint leaves substantial open ground beyond it. Two separate two-car garages deliver four bays of enclosed parking for vehicles, a boat trailer, a golf cart, and workshop or storage -- a configuration rarely found on Intracoastal parcels in a beach town. Flagler Beach is one of the last low-rise beach towns on Florida's east coast, where A1A runs close enough to the Atlantic that high-rise development was never possible. Residents have six miles of open shoreline, the Flagler Beach Pier, High Tides at Snack Jack, and the Funky Pelican, plus Gamble Rogers Memorial State Recreation Area, Betty Steflik Memorial Preserve, and Washington Oaks Gardens State Park within a short drive. Palm Coast is 10 minutes north, historic St. Augustine roughly 25 minutes up A1A. For the buyer who wants boats in the water, a pool at the door, the Atlantic a walk away, and nearly an acre to keep it all on, 342 N. 12th Street delivers a Flagler Beach waterfront combination that rarely reaches the market
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Cooler
- Fireplace
- Yes
- Fireplace Features
- Gas
- Fireplaces Total
- 1
- Flooring
- Carpet, Laminate, Tile
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Breakfast Nook, Wine Cellar
- Laundry Features
- In Unit
- Levels
- Two
Pool, water & view
- Pool Features
- Heated, In Ground, Salt Water
- Pool Private
- Yes
- Road Frontage Type
- City Street
- View
- Canal, Water, Intracoastal
- Water frontage (ft)
- 240
- Waterfront Features
- Canal Front, Navigable Water, Ocean Access, Seawall, Intracoastal
Exterior & lot
- Architectural Style
- Contemporary
- Construction Materials
- Block, Frame, Stucco
- Exterior Features
- Balcony, Boat Slip, Dock, Boat Lift
- Lot (sq ft)
- 26,397.36
- Lot Features
- Irregular Lot, Sprinklers In Front, Sprinklers In Rear, Dead End Street
- Other buildings
- Boat House
- Patio And Porch Features
- Deck, Front Porch, Rear Porch, Screened
- Road Surface Type
- Asphalt
- Roof
- Metal
- Stories
- 2
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Central
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Water Source
- Public, Well
Schools
- Elementary School
- Old Kings
- High School
- Flagler Palm Coast
- Middle Or Junior School
- Buddy Taylor
Community & HOA
- CDD fee
- No
- Homestead
- Yes
- Rental Restrictions
- No Minimum
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $10,051
Other
- Current Use
- Residential
- Direction Faces
- South
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- No
- Street Dir Prefix
- N
- Water Body Access Type
- Navigable
Location
Monthly payment estimate
$8,864 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
Similar homes nearby
-
$1,650,000
4 bd5 ba5,884 sq ft · House for sale
303 YACHT HARBOR Drive, Palm Coast, FL 32137
Listing courtesy of REMAX SELECT PROFESSIONALS
-
$1,100,000
4 bd3 ba2,577 sq ft · House pending
27 SANDPIPER Lane, Palm Coast, FL 32137
Listing courtesy of REMAX SELECT PROFESSIONALS
-
$1,299,000
5 bd6 ba3,194 sq ft · House for sale
44 CINNAMON BEACH Way, Palm Coast, FL 32137
Private pool
Listing courtesy of UNITED REAL ESTATE GALLERY
-
$1,279,000
2 bd3 ba2,340 sq ft2.93 acres · Condo for sale
19 AVENUE DE LA MER 405, Palm Coast, FL 32137
Listing courtesy of REMAX SELECT PROFESSIONALS
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 12:20:04 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 12:20:04 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.




