For sale · listed Aug 24, 2026
$574,000
4 bd3 ba2,340 sq ft
86120 MONTAUK Drive, Fernandina Beach, FL 32034
Est. $3,878/mo · See the estimate
Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES
Overview
- Home typeHouse
- Year built2002
- Lot0.55 acres
- Price per sq ft$245
- HOA$1,312 (semi-annually)
- Garage2 spaces
- Days on market50
- SubdivisionNorth Hampton
- MLS #2161501
On the water
The listing says this home is on the water. Its water is not mapped yet: Deedlio's water map covers the Clay County area for now, so there is no water body or boat access to show. See "Pool, water & view" below for what the listing says.
What's special
Welcome to 86120 Montauk Drive in North Hampton! Situated on an oversized .55-acre corner lot with peaceful lake and golf course views, this light-filled home offers 4 bedrooms, 3 full baths and 2,340 sq. ft. of flexible living space. Soaring ceilings and abundant natural light complement multiple living and dining areas. The kitchen features quartz countertops, stainless steel appliances, generous cabinetry and a bright breakfast area. French doors open to an expansive screened lanai overlooking the spacious yard. Three bedrooms and two full baths are located on the main level, while upstairs offers a private 4th bedroom with an en-suite bath, ideal for guests, an office, game room or second living space. North Hampton amenities include an Arnold Palmer-designed golf course, pool, tennis, pickleball, playground and The Outpost on Lofton Creek for kayaking and fishing. Just a short drive to Amelia Island beaches and downtown Fernandina Beach.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Disposal, Dishwasher, Electric Range, Microwave, Refrigerator
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Ceiling Fan(s)
- Levels
- Two
Pool, water & view
- Pool Private
- No
- View
- Pond
- Waterfront Features
- Pond
Exterior & lot
- Lot (sq ft)
- 23,958
- Lot Features
- Corner Lot
- Patio And Porch Features
- Rear Porch, Screened
- Stories
- 2
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage, Garage Door Opener
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Central, Electric, Heat Pump
- Sewer
- Public Sewer
- Utilities
- Cable Available
- Water Source
- Public
Community & HOA
- Association Amenities
- Golf Course, Tennis Court(s)
- CDD fee
- No
- Homestead
- No
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $7,076
Other
- Current Use
- Residential
- Possession
- Close Of Escrow
- Property Attached
- No
- Water Body Access Type
- Community
Location
Monthly payment estimate
$3,878 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 02:40:05 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 02:40:05 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.