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47 photos · 10 MONTSERRAT Drive, St. Augustine, FL 32092

  • Front
  • Ext Lot Front
  • Ext Lot Overhead
  • Foyer
  • Living Rm a
  • Living Rm b
  • Living Rm c
  • Dining a
  • Dining b
  • Kitchen a
  • Kitchen b
  • Kitchen c
  • Breakfast Bar
  • Laundry
  • Bed Primary a
  • Bed Primary b
  • Bed Primary Walk-in
  • Bath Primary a
  • Bath Primary b
  • Bed 2 a
  • Bed 2 b
  • Bath 2
  • Bed 3
  • Bath 3
  • Bed 4 a
  • Bed 4 b
  • Patio a
  • Patio b
  • Ext Backyard a
  • Ext Backyard b
  • Amenity Front Gate
  • Amenity Community Sign
  • Amenity Community Center front
  • Amenity Community Center_
  • Amenity Community Center_ - Copy
  • Amenity Pool a
  • Amenity Pool b
  • Amenity Pool Bar
  • Amenity Gym a
  • Amenity Gym a - Copy
  • Amenity Gym b
  • Amenity Basketball
  • Amenity Basketball - Copy
  • Amenity Pickle Ball_
  • Amenity Playground
  • Amenity Put Put Golf
  • Amenity Put Put Golf b

For sale · listed Sep 22, 2026

$480,000

4 bd3 ba2,027 sq ft

10 MONTSERRAT Drive, St. Augustine, FL 32092

Est. $3,206/mo · See the estimate

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC

Overview

  • Home typeHouse
  • Year built2021
  • Lot0.23 acres
  • Price per sq ft$237
  • HOA$430 (quarterly)
  • Garage2 spaces
  • Days on market19
  • SubdivisionWindward Ranch
  • MLS #2165875

What's special

Enjoy the ease of single-story living in the gated community of Windward Ranch. Built in 2021, 10 Montserrat Drive offers 4 bedrooms, 3 full bathrooms and 2,027 square feet, with room for guests, a home office or your favorite hobbies. Set on a 0.23-acre homesite, the home features a screened porch for morning coffee and relaxed evenings, plus an attached garage for convenient parking and storage. Concrete construction, central air and natural gas complement its everyday practicality. With shopping, dining and major roadways within convenient reach, this St. Augustine home brings together space, comfort and a welcoming community setting.

Facts & features

Interior

Accessibility Features
No
Appliances
Disposal, Dishwasher, Electric Oven, Electric Range
Flooring
Carpet, Tile
In-law suite (accessory dwelling unit)
No
Levels
One

Pool, water & view

Pool Private
No

Exterior & lot

Construction Materials
Concrete
Lot (sq ft)
10,018.8
Patio And Porch Features
Porch, Screened
Roof
Shingle
Stories
1

Parking

Attached Garage
Yes
Carport
No
Garage
Yes
Parking Features
Attached, Garage

Heating, cooling & utilities

Cooling
Central Air
Electric
200+ Amp Service
Heating
Central
Utilities
Electricity Connected, Natural Gas Connected
Water Source
Public

Community & HOA

Association Name
Windward Ranch Homeowners' Association, Inc.
CDD fee
No
Community Features
Gated
Homestead
Yes

Taxes & financing

Tax year
2025
Yearly property tax
$4,851

Other

Building Area Total
2,624
Current Use
Residential, Single Family
Possession
Close Of Escrow
Property Attached
No

Location

Monthly payment estimate

$3,206 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 12:00:05 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 12:00:05 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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