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49 photos · 309 ELZA Lane, St. Augustine, FL 32086

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For sale · listed Sep 22, 2026

$709,000

4 bd3 ba2,400 sq ft

309 ELZA Lane, St. Augustine, FL 32086

Est. $4,397/mo · See the estimate

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY

Overview

  • Home typeHouse
  • Year built2003
  • Lot0.41 acres
  • Price per sq ft$295
  • HOA$50 (monthly)
  • Garage2 spaces
  • PoolPrivate pool
  • Days on market97
  • SubdivisionOld Moultrie Village
  • MLS #2165990

What's special

Dreams really do come true! Welcome to this exceptional luxury retreat in Moses Creek Estates, perfectly situated on a quiet cul-de-sac and oversized lot, minutes from the beach, historic St. Augustine, top-rated schools, parks, boat ramps, dining, and shopping. This beautifully appointed 4-bedroom, 2.5-bath pool home offers 2,400 square feet of refined living space with luxury vinyl plank flooring, custom shiplap and board-and-batten accents, bamboo shades, built-in storage, and a wood-burning fireplace. The designer kitchen features a custom subway tile backsplash, spacious walk-in pantry, and open-concept design. The primary suite offers dual walk-in closets and a renovated spa-inspired bath. The fourth bedroom doubles as a bonus room, media room, or guest retreat. French doors lead to a resort-style backyard with heated pool, firepit, outdoor shower, and fenced yard backing to mature woods. Upgrades include a newer roof and AC. Luxury, privacy, and Florida living at its finest!

Facts & features

Interior

Accessibility Features
No
Appliances
Dryer, Dishwasher, Electric Oven, Electric Water Heater, Ice Maker, Plumbed For Ice Maker, Refrigerator, Washer, Water Softener Owned
Fireplace
Yes
Fireplaces Total
1
In-law suite (accessory dwelling unit)
No
Interior Features
Breakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island
Laundry Features
Lower Level
Levels
Two

Pool, water & view

Pool Features
In Ground
Pool Private
Yes

Exterior & lot

Exterior Features
Fire Pit, Outdoor Shower
Fencing
Back Yard, Wood, Fenced
Lot (sq ft)
17,859.6
Lot Features
Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Road Surface Type
Asphalt
Stories
2
Zoning Description
Residential

Parking

Attached Garage
No
Carport
No
Garage
Yes
Parking Features
Additional Parking, Garage, Garage Door Opener

Heating, cooling & utilities

Cooling
Central Air
Heating
Central
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
Water Source
Private

Schools

Elementary School
W. D. Hartley
High School
Pedro Menendez
Middle Or Junior School
Gamble Rogers

Community & HOA

CDD fee
No
Homestead
Yes

Taxes & financing

Tax year
2025
Yearly property tax
$5,044

Other

Current Use
Residential
Possession
Close Of Escrow
Property Attached
No

Location

Monthly payment estimate

$4,397 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Sun 10/11/2026 10:20:06 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Sun 10/11/2026 10:20:06 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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