For sale · listed Oct 5, 2026
$199,500
3 bd1 ba960 sq ft
2601 STATE Street, Palatka, FL 32177
Est. $1,347/mo · See the estimate
Listing courtesy of ENDLESS SUMMER REALTY
Overview
- Home typeHouse
- Year built1964
- Lot0.17 acres
- Price per sq ft$208
- HOANone
- Days on market5
- SubdivisionOak Terrace
- MLS #2167849
What's special
First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own. Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area. Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience. And you don't have to sacrifice location for the extra space. You're approximately 7 minutes from downtown Palatka, with shopping, dining, the St. Johns River, and everyday necessities close by. Clean, vacant, easy to show, and ready for its next owner. For a first-time buyer looking for an affordable home with a huge, fenced yard and room to make it their own, 2601 State Street is worth a look.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Electric Range, Microwave, Refrigerator
- Fireplace
- No
- Fireplaces Total
- 0
- Flooring
- Laminate
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower
- Laundry Features
- In Unit
- Levels
- One
Pool, water & view
- Carport Spaces
- 1
- Pool Private
- No
- Road Frontage Type
- City Street
Exterior & lot
- Architectural Style
- Ranch
- Construction Materials
- Concrete
- Exterior Features
- Other
- Fencing
- Back Yard, Full
- Lot (sq ft)
- 7,405.2
- Lot Features
- Corner Lot
- Patio And Porch Features
- Covered, Front Porch
- Road Surface Type
- Asphalt
- Roof
- Metal
- Stories
- 1
- Zoning Description
- Residential
Parking
- Attached Garage
- No
- Carport
- Yes
- Garage
- No
- Parking Features
- Carport
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Central
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Sewer Available, Water Available
- Water Source
- Public
Schools
- Elementary School
- Moseley
- High School
- Palatka
- Middle Or Junior School
- Jenkins
Community & HOA
- CDD fee
- No
- Homestead
- Yes
- Rental Restrictions
- No Minimum
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $2,909
Other
- Current Use
- Residential
- Direction Faces
- North
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- No
- Property Condition
- Updated/Remodeled
Location
Monthly payment estimate
$1,347 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Sun 10/11/2026 07:40:06 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Sun 10/11/2026 07:40:06 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.