For sale · listed Oct 8, 2026
$629,000
5 bd3 ba3,012 sq ft
12963 PALMETTO BLUFF Drive, Jacksonville, FL 32225
Est. $3,539/mo · See the estimate
Listing courtesy of REAL BROKER LLC
Overview
- Home typeHouse
- Year built2022
- Lot0.18 acres
- Price per sq ft$209
- HOA$165 (quarterly)
- Garage2 spaces
- Days on market2
- SubdivisionHarbor Dunes
- MLS #2168478
What's special
Incredible location!! This stunning 5-bed, 3-bath home is beautifully upgraded and offers a formal living/dining room, airy loft, LOW HOA, and NO CDD--all just minutes to the beach and Mayo Clinic and close to shopping, dining, entertainment, downtown Jacksonville and major highways. Step through the upgraded glass front door into a beautifully appointed interior with 9x72 luxury vinyl plank flooring, designer lighting, abundant windows providing tons of natural light, and exceptional storage throughout. The beautiful gourmet kitchen boasts a quartz center island, crisp white cabinetry with crown molding, double ovens, upgraded Samsung refrigerator, cast iron Kohler sink, tile backsplash and a walk-in pantry with custom wood shelving and cabinetry. The open and inviting living room offers backyard views and an upgraded ceiling fan, while the elegant formal living/dining room creates a striking setting for entertaining with a stylish accent wall and electric fireplace. A spacious 1st-floor guest suite provides a comfortable retreat, with easy access to a full bathroom. The elegant staircase with wood-look LVP treads and wrought-iron railings leads to spacious bedrooms and an airy loft/secondary family room. The oversized primary suite offer a ceiling fan, large walk-in wardrobe with custom closet system and luxurious en suite bath with dual-sink vanity, frameless tiled shower and relaxing garden tub. Secondary bedrooms are generously sized, each with its own ceiling fan. Back downstairs, french doors open to an expansive screened lanai with modern tile flooring and an upgraded ceiling fan, an extended paver patio-perfect for morning coffee, evening cocktails and effortless entertaining year-round. The expansive, fully fenced backyard offers plenty of room to play, gather or create your own outdoor oasis, with ample space for a firepit or your dream pool. Additional highlights include a beautifully landscaped front yard, charming covered front porch with stone accent detailing, laundry room with sink, cabinetry and built-in wood shelving, under-the-stair storage, built-in drop zone with shelving, security sensors in all windows, indoor security cameras and WiFi irrigation system. This is more than a home--it's a lifestyle defined by luxury, comfort, convenience and peace of mind.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Double Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer
- Fireplace
- Yes
- Fireplace Features
- Electric
- Flooring
- Carpet, Tile
- Flooring
- Carpet, Tile, Luxury Vinyl
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Breakfast Nook
- Laundry Features
- Electric Dryer Hookup, Sink, Upper Level, Washer Hookup
- Other19
- Video Doorbell
- Security Features
- Closed Circuit Camera(s), Smoke Detector(s), Security System Owned
- Smart Home Features
- Irrigation
Pool, water & view
- Pool Private
- No
- Road Frontage Type
- City Street
Exterior & lot
- Architectural Style
- Traditional
- Construction Materials
- Frame, Fiber Cement
- Fencing
- Back Yard, Full, Privacy, Vinyl, Fenced
- Lot (sq ft)
- 7,840.8
- Other buildings
- Shed(s)
- Patio And Porch Features
- Covered, Front Porch, Patio, Porch, Rear Porch, Screened
- Road Surface Type
- Asphalt
- Roof
- Shingle
- Stories
- 2
Parking
- Attached Garage
- Yes
- Carport
- No
- Garage
- Yes
- Parking Features
- Attached, Garage
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Central
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Water Source
- Public
Schools
- Elementary School
- Abess Park
- High School
- Sandalwood
- Middle Or Junior School
- Landmark
Community & HOA
- Association Amenities
- None
- CDD fee
- No
- Community Features
- Sidewalks
- Homestead
- Yes
Other
- Current Use
- Single Family
- Possession
- Close Of Escrow
- Property Attached
- No
Location
Monthly payment estimate
$3,539 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Sun 10/11/2026 10:20:06 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Sun 10/11/2026 10:20:06 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.




