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50 photos · 95472 BERMUDA Drive, Fernandina Beach, FL 32034

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For sale · listed Oct 14, 2026

$995,000

3 bd2 ba1 half ba3,037 sq ft

95472 BERMUDA Drive, Fernandina Beach, FL 32034

Home on a pond in Fernandina Beach

Est. $6,230/mo · See the estimate

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Overview

  • Home typeHouse
  • Full baths2
  • Half baths1
  • Year built2019
  • Lot0.44 acres
  • Price per sq ft$328
  • HOA$976 (annually)
  • Garage3 spaces
  • Days on market13
  • SubdivisionAmelia National
  • MLS #2169145

On the water

The listing says this home is on a pond. Its water is not mapped yet: Deedlio's water map covers the Clay County area for now, so there is no water body name or boat access to show. See "Pool, water & view" below for what the listing says.

What's special

Exceptional quality inside and out! This CUSTOM ICI-BUILT HOME is perfectly positioned on a PREMIUM .44-ACRE LOT with BREATHTAKING POND VIEWS in prestigious Amelia National Golf & Country Club. Thoughtfully designed & upgraded, this light-filled CAMERON floor plan offers 3 bedrooms, 2.5 baths, a 3-car garage & TWO BONUS ROOMS ideal for home offices or a creative studio. Soaring 12-FOOT TRAY CEILINGS enhance the open floor plan. The modern kitchen features premium stainless-steel appliances, granite countertops, custom millwork & an OVERSIZED DOUBLE-SIDED ISLAND with exceptional storage and workspace. STACKING SLIDING GLASS DOORS create a seamless transition to the additional 300 SQ. FT. FLORIDA ROOM with storm-resistant windows & doors, ceiling fan, and dedicated heating and cooling for YEAR-ROUND ENJOYMENT. Beyond, a screened outdoor living area and pergola overlook the pond, creating the perfect setting to relax and enjoy the peaceful WATER VIEWS.

Facts & features

Interior

Accessibility Features
No
Appliances
Disposal, Dishwasher, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
Bathroom 1 Level
Main
Bedroom 1 Level
Main
Bedroom 2 Level
Main
Dining Room Level
Main
Family Room Level
Main
Flooring
Tile, Wood
Florida Room Level
Main
In-law suite (accessory dwelling unit)
No
Interior Features
Built-in Features, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Guest Suite, Jack and Jill Bath
Kitchen Level
Main
Laundry Features
In Unit, Washer Hookup
Levels
One
Office Level
Main
Primary Bathroom Level
Main
Primary Bedroom Level
Main
Room Types
Bathroom 1, Bedroom 1, Bedroom 2, Dining Room, Family Room, Kitchen, Office, Primary Bathroom, Primary Bedroom, Workshop, Florida Room
Security Features
24 Hour Security, Gated with Guard, Key Card Entry, Smoke Detector(s), Security Gate, Security System Owned, Fire Alarm
Workshop Level
Main

Pool, water & view

Pool Private
No
Spa Features
Community
View
Pond, Water
Waterfront Features
Pond

Exterior & lot

Architectural Style
Contemporary
Construction Materials
Stone, Stucco
Exterior Features
Impact Windows
Lot (sq ft)
19,166.4
Patio And Porch Features
Covered, Patio, Rear Porch, Screened
Road frontage
Private Road
Road surface
Asphalt, Paved
Roof
Shingle
Stories
1
Zoning
PUD

Parking

Attached Garage
No
Carport
No
Garage
Yes
Parking Features
Garage Door Opener, Off Street

Heating, cooling & utilities

Cooling
Central Air
Heating
Central
Sewer
Public Sewer
Utilities
Cable Available, Cable Connected, Electricity Connected, Propane, Sewer Connected, Water Connected
Water source
Public

Schools

Elementary School
Yulee
High School
Yulee
Middle Or Junior School
Yulee

Community & HOA

Association Amenities
Clubhouse, Fitness Center, Golf Course, Gated, Maintenance Grounds, Playground, Security, Spa/Hot Tub, Tennis Court(s)
Association Fee Includes
Maintenance Grounds, Security
Association Name
Leland Management
CDD fee
Yes
CDD Fee Amount
1,425
Community Features
Gated, Restaurant, Sidewalks
Homestead
Yes
Rental Restrictions
1 Year

Taxes & financing

Tax year
2025
Yearly property tax
$7,645

Other

Building Area Total
3,037
Current Use
Residential
Furnished
Unfurnished
Possession
Close Of Escrow
Property Attached
No
Property Condition
Updated/Remodeled

Location

Monthly payment estimate

$6,230 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Wed 10/14/2026 01:40:01 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Wed 10/14/2026 01:40:01 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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