For sale · listed Oct 14, 2026
$1,250,000
3 bd3 ba3 half ba3,006 sq ft
301 SARATOGA Circle, Satsuma, FL 32189
Home on a river in Satsuma
Est. $6,924/mo · See the estimate
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Overview
- Home typeHouse
- Full baths3
- Half baths3
- Year built2008
- Lot0.36 acres
- Price per sq ft$416
- HOANone
- Garage2 spaces
- Days on market0
- SubdivisionSaratoga Harbor
- MLS #2169237
On the water
The listing says this home is on a river. Its water is not mapped yet: Deedlio's water map covers the Clay County area for now, so there is no water body name or boat access to show. See "Pool, water & view" below for what the listing says.
What's special
Experience the perfect blend of waterfront luxury and income potential in this unique Key West Inspired, thoughtfully designed, luxury, custom home. The primary residence boasts 2BD/2BA, and features an open-concept living with over-sized, sun-drenched windows, hardwood floors and soaring 10-foot ceilings. A two-sided see-through gas fireplace anchors the main living space, offering warmth and elegance from every angle, and a large chef's dream kitchen with plenty of storage, granite countertops, KraftMaid cabinetry, double ovens, and soft-close drawers and doors. Finish your perfect day of boating and fishing with a therapeutic hydrotherapy experience in the oversized jetted tub paired with a fireplace. The Primary en-suite also features an oversized walk-in shower, a heated towel rack, and custom-designed vanities. Lots of upgrades, please see Features & Benefits sheet available under the documents page. Versatile Second Unit: On the lower level, a separate, fully contained and equipped, beautiful 1BD/1BA apartment. The apartment features its own luxury kitchen with premium cabinetry and quartz countertops, full bathroom and large bedroom. The private entrance makes this a perfect space for extended family, extra rental income or even a home office. Thoughtfully designed and impeccably constructed, this residence exudes sophistication, strength, and style. Spanning 3,006 square feet of living space, plus 536 square feet of unfinished air-conditioned attic, this 3-bedroom, 3-bathroom home showcases ICF (Insulated Concrete Form) construction, steel-reinforced and concrete-filled for unmatched durability, energy efficiency, and peace of mind. Property Highlights: " Solid ICF (Insulated Concrete Form) construction with steel-reinforced, concrete-filled walls " One owner; original blueprints available " Versatile lower-level second unit with 1 bedroom and 1 bathroom " 8-foot solid wood and steel interior doors " ¾-inch rich cherry hardwood flooring " Granite stone countertops in the main kitchen " Soft-close cabinetry in both kitchens " Tall 8-inch baseboards and custom wood crown molding throughout " Bullnose drywall corners " Abundant natural light throughout " Elevator shaft (currently dual pantries), pre-plumbed and ready for an 8-foot residential elevator " Climate-controlled hurricane/panic room for safety and secure storage " Climate-controlled attic space (approx. 11' x 40') " Climate-controlled garage/workshop " Boat shed on dock plus large dockside storage shed " Additional plastic garden shed Outdoor living is equally captivating. Enjoy your morning coffee on the full wraparound porch with spectacular water views of spring-fed Lake Saranac, the St. Johns River, and the neighborhood Harbor, while listening to the tranquil sounds of the waterfall. Depart from your private dock, with a 12,000-lb elevator boat lift, to enjoy endless days of fishing the St. Johns River, cooling off at the nearby sandbars or a day of swimming in the crystal clear waters of Salt Springs and Silver Glen. The Seller is open to sell the additional waterfront lot located across Gibbs Road, offering a rare opportunity to expand your waterfront lifestyle or investment potential. The lot fronts spring-fed Lake Saranac, which flows directly into the St. Johns River. The parcel measures approximately 154' x 57' with approximately 45 feet of frontage on Lake Saranac, making it ideal for a separate residence for in-laws or extended family, a guest cottage, or an additional income-producing home, subject to applicable zoning and permitting. Nestled within a desirable, quiet waterfront neighborhood, with newly paved roads, this home radiates tranquility and understated luxury, the perfect blend of craftsmanship, comfort. It is a rare opportunity to own a home built for a lifetime. Schedule your private tour today.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Convection Oven, Dryer, Disposal, Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Washer/Dryer Stacked
- Fireplace
- Yes
- Fireplace Features
- Double Sided, Electric, Gas
- Fireplaces Total
- 2
- Flooring
- Tile, Wood
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), In-Law Floorplan, Open Floorplan, Walk-In Closet(s), Primary Bathroom - Tub with Shower, Breakfast Nook, Guest Suite
- Security Features
- Carbon Monoxide Detector(s), Smoke Detector(s)
Pool, water & view
- Carport Spaces
- 2
- Pool Private
- No
- View
- Canal, Lake, River
- Water frontage (ft)
- 40
- Waterfront Features
- Canal Front, Navigable Water, Ocean Access, River Access, River Front
Exterior & lot
- Architectural Style
- Multi Generational, Other
- Construction Materials
- Concrete, Stucco
- Exterior Features
- Balcony, Boat Slip, Dock, Fire Pit, Boat Lift
- Lot (sq ft)
- 15,681.6
- Lot Features
- Corner Lot, Dead End Street
- Other buildings
- Gazebo
- Patio And Porch Features
- Covered, Porch, Wrap Around
- Road frontage
- County Road
- Road surface
- Asphalt
- Roof
- Metal
- Stories
- 2
Parking
- Attached Garage
- Yes
- Carport
- Yes
- Garage
- Yes
- Parking Features
- Attached Carport, Attached, Carport, Garage, Garage Door Opener, Guest, RV Access/Parking
Heating, cooling & utilities
- Cooling
- Central Air, Multi Units
- Electric
- 200+ Amp Service, Underground
- Heating
- Central, Electric
- Sewer
- Septic Tank
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected
- Water source
- Public
Community & HOA
- CDD fee
- No
- Homestead
- Yes
- Rental Restrictions
- No Minimum
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $2
Other
- Current Use
- Recreational, Single Family
- Possession
- Close Of Escrow
- Property Attached
- No
- Property Condition
- Updated/Remodeled
- Water Body Access Type
- Navigable
Location
Monthly payment estimate
$6,924 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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