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50 photos · 301 SARATOGA Circle, Satsuma, FL 32189

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For sale · listed Oct 14, 2026

$1,250,000

3 bd3 ba3 half ba3,006 sq ft

301 SARATOGA Circle, Satsuma, FL 32189

Home on a river in Satsuma

Est. $6,924/mo · See the estimate

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Overview

  • Home typeHouse
  • Full baths3
  • Half baths3
  • Year built2008
  • Lot0.36 acres
  • Price per sq ft$416
  • HOANone
  • Garage2 spaces
  • Days on market0
  • SubdivisionSaratoga Harbor
  • MLS #2169237

On the water

The listing says this home is on a river. Its water is not mapped yet: Deedlio's water map covers the Clay County area for now, so there is no water body name or boat access to show. See "Pool, water & view" below for what the listing says.

What's special

Experience the perfect blend of waterfront luxury and income potential in this unique Key West Inspired, thoughtfully designed, luxury, custom home. The primary residence boasts 2BD/2BA, and features an open-concept living with over-sized, sun-drenched windows, hardwood floors and soaring 10-foot ceilings. A two-sided see-through gas fireplace anchors the main living space, offering warmth and elegance from every angle, and a large chef's dream kitchen with plenty of storage, granite countertops, KraftMaid cabinetry, double ovens, and soft-close drawers and doors. Finish your perfect day of boating and fishing with a therapeutic hydrotherapy experience in the oversized jetted tub paired with a fireplace. The Primary en-suite also features an oversized walk-in shower, a heated towel rack, and custom-designed vanities. Lots of upgrades, please see Features & Benefits sheet available under the documents page. Versatile Second Unit: On the lower level, a separate, fully contained and equipped, beautiful 1BD/1BA apartment. The apartment features its own luxury kitchen with premium cabinetry and quartz countertops, full bathroom and large bedroom. The private entrance makes this a perfect space for extended family, extra rental income or even a home office. Thoughtfully designed and impeccably constructed, this residence exudes sophistication, strength, and style. Spanning 3,006 square feet of living space, plus 536 square feet of unfinished air-conditioned attic, this 3-bedroom, 3-bathroom home showcases ICF (Insulated Concrete Form) construction, steel-reinforced and concrete-filled for unmatched durability, energy efficiency, and peace of mind. Property Highlights: " Solid ICF (Insulated Concrete Form) construction with steel-reinforced, concrete-filled walls " One owner; original blueprints available " Versatile lower-level second unit with 1 bedroom and 1 bathroom " 8-foot solid wood and steel interior doors " ¾-inch rich cherry hardwood flooring " Granite stone countertops in the main kitchen " Soft-close cabinetry in both kitchens " Tall 8-inch baseboards and custom wood crown molding throughout " Bullnose drywall corners " Abundant natural light throughout " Elevator shaft (currently dual pantries), pre-plumbed and ready for an 8-foot residential elevator " Climate-controlled hurricane/panic room for safety and secure storage " Climate-controlled attic space (approx. 11' x 40') " Climate-controlled garage/workshop " Boat shed on dock plus large dockside storage shed " Additional plastic garden shed Outdoor living is equally captivating. Enjoy your morning coffee on the full wraparound porch with spectacular water views of spring-fed Lake Saranac, the St. Johns River, and the neighborhood Harbor, while listening to the tranquil sounds of the waterfall. Depart from your private dock, with a 12,000-lb elevator boat lift, to enjoy endless days of fishing the St. Johns River, cooling off at the nearby sandbars or a day of swimming in the crystal clear waters of Salt Springs and Silver Glen. The Seller is open to sell the additional waterfront lot located across Gibbs Road, offering a rare opportunity to expand your waterfront lifestyle or investment potential. The lot fronts spring-fed Lake Saranac, which flows directly into the St. Johns River. The parcel measures approximately 154' x 57' with approximately 45 feet of frontage on Lake Saranac, making it ideal for a separate residence for in-laws or extended family, a guest cottage, or an additional income-producing home, subject to applicable zoning and permitting. Nestled within a desirable, quiet waterfront neighborhood, with newly paved roads, this home radiates tranquility and understated luxury, the perfect blend of craftsmanship, comfort. It is a rare opportunity to own a home built for a lifetime. Schedule your private tour today.

Facts & features

Interior

Accessibility Features
No
Appliances
Convection Oven, Dryer, Disposal, Double Oven, Dishwasher, Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Washer/Dryer Stacked
Fireplace
Yes
Fireplace Features
Double Sided, Electric, Gas
Fireplaces Total
2
Flooring
Tile, Wood
In-law suite (accessory dwelling unit)
No
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), In-Law Floorplan, Open Floorplan, Walk-In Closet(s), Primary Bathroom - Tub with Shower, Breakfast Nook, Guest Suite
Security Features
Carbon Monoxide Detector(s), Smoke Detector(s)

Pool, water & view

Carport Spaces
2
Pool Private
No
View
Canal, Lake, River
Water frontage (ft)
40
Waterfront Features
Canal Front, Navigable Water, Ocean Access, River Access, River Front

Exterior & lot

Architectural Style
Multi Generational, Other
Construction Materials
Concrete, Stucco
Exterior Features
Balcony, Boat Slip, Dock, Fire Pit, Boat Lift
Lot (sq ft)
15,681.6
Lot Features
Corner Lot, Dead End Street
Other buildings
Gazebo
Patio And Porch Features
Covered, Porch, Wrap Around
Road frontage
County Road
Road surface
Asphalt
Roof
Metal
Stories
2

Parking

Attached Garage
Yes
Carport
Yes
Garage
Yes
Parking Features
Attached Carport, Attached, Carport, Garage, Garage Door Opener, Guest, RV Access/Parking

Heating, cooling & utilities

Cooling
Central Air, Multi Units
Electric
200+ Amp Service, Underground
Heating
Central, Electric
Sewer
Septic Tank
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected
Water source
Public

Community & HOA

CDD fee
No
Homestead
Yes
Rental Restrictions
No Minimum

Taxes & financing

Tax year
2025
Yearly property tax
$2

Other

Current Use
Recreational, Single Family
Possession
Close Of Escrow
Property Attached
No
Property Condition
Updated/Remodeled
Water Body Access Type
Navigable

Location

Monthly payment estimate

$6,924 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Wed 10/14/2026 06:20:01 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Wed 10/14/2026 06:20:01 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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