For sale · listed Oct 14, 2026
$649,900
4 bd3 ba2,225 sq ft
353 RIVERCLIFF Trail, St. Augustine, FL 32092
Pool home in St. Augustine
Est. $4,201/mo · See the estimate
Listing courtesy of CASTILLO REAL ESTATE JAX
Overview
- Home typeHouse
- Full baths3
- Year built2018
- Lot0.14 acres
- Price per sq ft$292
- HOA$236 (annually)
- Garage2 spaces
- PoolPrivate pool
- Days on market1
- SubdivisionShearwater
- MLS #2169244
What's special
**2.25% ASSUMABLE VA LOAN FOR ELIGIBLE VA BUYERS!** Welcome to 353 Rivercliff Trail in Shearwater, in the heart of St. Johns County, Florida. This 4 bed, 3 bath craftsman pool and spa home sits behind a brick paver driveway and a stone-trimmed front porch made for slow mornings, on a quiet street with cul-de-sacs at each end. The kitchen has been completely renovated, with a 10 ft island that seats five, GE Café appliances, TWO GE Café dishwashers, black stainless steel farmhouse sink, and marble backsplash. The best part of this home is the backyard. A screened and covered lanai gives privacy to your very own pool and spa, installed in 2025. The pool features a sunshelf with built-in umbrella holder, LED colored lights, Pentair Intellicenter for remote control of the features, a Pentair 400K BTU gas heater (the big one), a saltwater system, and multi-colored LED lights. Of course, the pool is surrounded by a deck of sandblasted marble pavers. Start up the heated spa remotely.. Start up the heated spa remotely on your way home so that you can wind down as soon as you walk in the door! The backyard is fully fenced and faces a protected preserve with wooded views. A walking trail through the preserve connects the cul-de-sacs at each end of Rivercliff Trail. If you love nature, this is the place to live. This home has over $250K in upgrades, including custom built-ins with a shiplap accent wall in the living room, custom shelving and shiplap in two bedrooms, and shiplap throughout the primary bath with a new vanity and lighted mirrors. The primary closet has custom drawers and shelving. The laundry room has added cabinetry and a utility sink. Under-stair space finished in 2026. UV light on the HVAC for air purification. Surge protectors on both electrical panels. Owned water softener. All carpet replaced with LVP. Freshly painted in October 2026 and ready for its next owner. Shearwater offers resort-style living all year with a resort pool, lazy river, 3-story water slide, fitness lodge, tennis courts, two dog parks, 15 miles of trails, multiple playgrounds, a kayak launch on Trout Creek, and fun community events year-round. And finally, emphasis on the rate. Remember 2.25%? This Shearwater pool home comes with an assumable VA loan at 2.25% for eligible VA buyers. That can mean a monthly payment far below today's rates.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Gas Water Heater, Induction Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
- Bathroom 2 Level
- Main
- Bathroom 3 Level
- Second
- Bedroom 2 Level
- Main
- Bedroom 3 Level
- Main
- Bedroom 4 Level
- Second
- Flooring
- Tile
- Flooring
- Tile, Luxury Vinyl
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Home, Smart Thermostat, Walk-In Closet(s), Primary Bathroom - Tub with Shower
- Laundry Features
- Lower Level, Sink, In Unit
- Laundry Level
- Main
- Levels
- Two
- Primary Bathroom Level
- Main
- Primary Bedroom Level
- Main
- Room Types
- Bathroom 2, Bathroom 3, Bedroom 2, Bedroom 3, Bedroom 4, Laundry, Primary Bathroom, Primary Bedroom
- Security Features
- Carbon Monoxide Detector(s), Smoke Detector(s), Security System Owned, Fire Alarm, Security Fence, Security Lights
- Smart Home Features
- Bulbs, Dishwasher, Entertainment, Irrigation, Lighting, Locks, Monitoring, Oven, Programmable Thermostat, Refrigerator, Security
Pool, water & view
- Pool Features
- Fenced, Gas Heat, Heated, In Ground, Screen Enclosure, Salt Water
- Pool Private
- Yes
- Spa Features
- Heated, In Ground, Private
- View
- Trees/Woods, Protected Preserve
Exterior & lot
- Architectural Style
- Contemporary, Traditional, Craftsman
- Construction Materials
- Fiber Cement
- Fencing
- Back Yard, Fenced
- Lot (sq ft)
- 6,098.4
- Lot Features
- Cul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
- Patio And Porch Features
- Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Screened
- Road surface
- Asphalt
- Roof
- Shingle
- Stories
- 2
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage, Garage Door Opener
Heating, cooling & utilities
- Cooling
- Central Air
- Green Energy Efficient
- Appliances, Thermostat
- Green Water Conservation
- Water-Smart Landscaping
- Heating
- Central
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Water source
- Public
Schools
- Elementary School
- Trout Creek Academy
- High School
- Beachside
- Middle Or Junior School
- Trout Creek Academy
Community & HOA
- Association Amenities
- Barbecue, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s), Boat Launch, Management - Full Time
- Association Name
- Shearwater HOA
- CDD fee
- Yes
- CDD Fee Amount
- 2,558.71
- Community Features
- Curbs, Street Lights, Suburban, Fishing, Sidewalks
- Homestead
- Yes
- Rental Restrictions
- 1 Year
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $6,975
Other
- Current Use
- Residential, Single Family
- Direction Faces
- West
- Possession
- Close Of Escrow
- Property Attached
- No
- Property Condition
- Updated/Remodeled
- Water Body Access Type
- Community
Location
Monthly payment estimate
$4,201 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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