For sale · listed Oct 14, 2026
$420,000
3 bd2 ba1 half ba1,843 sq ft
97150 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034
Home in Fernandina Beach
Est. $2,381/mo · See the estimate
Listing courtesy of COLDWELL BANKER ANABASIS REALTY
Overview
- Home typeHouse
- Full baths2
- Half baths1
- Year built2018
- Price per sq ft$228
- HOA$660 (annually)
- Garage2 spaces
- Days on market1
- SubdivisionHarbor Concourse
- MLS #2169257
What's special
1% Seller and Lender Credit for Rate Buy-down (Must use First Coast Mortgage Alliance for lender credit) Discover coastal living at its finest in this immaculately maintained 3-bedroom, 2.5-bath home, located just minutes from the beautiful beaches of Fernandina Beach and Amelia Island. This stunning home offers the perfect blend of comfort, style, and convenience. Step inside to a bright, inviting open floor plan featuring numerous builder upgrades, a cozy wood-burning fireplace, and a beautifully appointed chef's kitchen ideal for entertaining. Enjoy your morning coffee or unwind after a day at the beach on the screened-in porch overlooking a fully fenced backyard with peaceful preserve views. An additional outdoor patio creates the perfect setting for grilling and entertaining. Whether you're searching for a primary residence, coastal getaway, or second home, this move-in-ready gem offers the Florida lifestyle you've been dreaming of! FURNITURE NEGOTIABLE! MOTIVATED SELLERS!
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Double Oven, Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
- Fireplace
- Yes
- Fireplace Features
- Wood Burning
- Fireplaces Total
- 1
- Flooring
- Carpet, Tile
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Smart Thermostat, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower
- Laundry Features
- In Unit
- Levels
- Two
- Security Features
- Smoke Detector(s), Security System Owned
- Smart Home Features
- Programmable Thermostat
Pool, water & view
- Pool Private
- No
- View
- Protected Preserve
Exterior & lot
- Construction Materials
- Fiber Cement
- Fencing
- Back Yard, Vinyl
- Lot Features
- Sprinklers In Front, Sprinklers In Rear
- Patio And Porch Features
- Covered, Patio, Screened
- Road surface
- Asphalt
- Roof
- Shingle
- Stories
- 2
- Zoning
- Residential
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Additional Parking
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Central, Electric
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Water source
- Public
Schools
- Elementary School
- Emma Love Hardee
- High School
- Fernandina Beach
- Middle Or Junior School
- Fernandina Beach
Community & HOA
- Association Amenities
- Playground
- Association Fee2
- 250
- Association Fee2Frequency
- One Time
- Association Name
- PMSI
- CDD fee
- No
- Community Features
- Sidewalks
- Homestead
- No
Other
- Current Use
- Single Family
- Furnished
- Negotiable
- Possession
- Close Of Escrow
- Property Attached
- No
Location
Monthly payment estimate
$2,381 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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