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28 photos · 2628 PIRATES BAY Drive, Fernandina Beach, FL 32034

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For sale · listed Oct 15, 2026

$639,000

3 bd2 ba1,506 sq ft

2628 PIRATES BAY Drive, Fernandina Beach, FL 32034

Pool home in Fernandina Beach

Est. $3,539/mo · See the estimate

Listing courtesy of COLDWELL BANKER THE AMELIA GROUP

Overview

  • Home typeHouse
  • Full baths2
  • Year built1989
  • Lot0.19 acres
  • Price per sq ft$424
  • HOANone
  • Garage2 spaces
  • PoolPrivate pool
  • Days on market1
  • SubdivisionPirates Bay
  • MLS #2169348

What's special

POOL HOME IN FERNANDINA BEACH! Welcome to island living at it's finest! This 3 bedroom, 2 bath home is perfectly situated in one of Amelia Island's most sought after neighborhoods, offering the ideal blend of comfort, convenience, and coastal charm. Centrally located on the island, you'll enjoy easy access to the beautiful Atlantic Ocean, nearby shopping, restaurants, and all the amenities that make Amelia Island such a desirable place to call home. Designed for both entertaining and tranquil relaxation, the outdoor space is a true highlight. Step out back to discover your own inground pool---the ultimate centerpiece for hosting summer barbeques, cooling off on warm Florida afternoons, or lounging under the stars. Recent updates provide peace of mind and modern appeal, including a new roof, new skylights, and fresh interior and exterior paint, making this home truly move-in ready.

Facts & features

Interior

Accessibility Features
No
Appliances
Dryer, Dishwasher, Gas Oven, Microwave, Washer
Fireplace
Yes
Fireplace Features
Gas
Fireplaces Total
1
Flooring
Carpet, Tile
In-law suite (accessory dwelling unit)
No
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s)
Laundry Features
In Unit
Levels
One
Window Features
Skylight(s)

Pool, water & view

Pool Features
Fenced, In Ground
Pool Private
Yes

Exterior & lot

Architectural Style
Ranch
Construction Materials
Frame, Stucco
Fencing
Back Yard, Wood
Lot (sq ft)
8,280.76
Lot Features
Sprinklers In Front
Patio And Porch Features
Covered, Deck, Rear Porch, Screened
Road surface
Paved
Roof
Shingle
Stories
1

Parking

Attached Garage
Yes
Carport
No
Garage
Yes
Parking Features
Attached, Garage, Garage Door Opener, Off Street

Heating, cooling & utilities

Cooling
Central Air
Heating
Central, Heat Pump
Sewer
Public Sewer
Utilities
Cable Available
Water source
Public

Community & HOA

CDD fee
No
Homestead
Yes

Other

Current Use
Residential
Possession
Close Of Escrow
Property Attached
No

Location

Monthly payment estimate

$3,539 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Thu 10/15/2026 12:40:01 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Thu 10/15/2026 12:40:01 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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