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50 photos · 118 MOORING Lane, St. Marys, GA 31558

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For sale · listed Oct 20, 2026

$515,000

Source MLS Verified

3 bd2 ba1,600 sq ft

118 MOORING Lane, St. Marys, GA 31558

Home in St. Marys

Est. $4,125/mo · See the estimate

Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA

Overview

  • Home typeHouse
  • Full baths2
  • Year built2023
  • Lot0.18 acres
  • Price per sq ft$322
  • HOA$2,275 (quarterly)
  • Garage2 spaces
  • Days on market1
  • SubdivisionCumberland Harbour
  • MLS #2169990

What's special

Experience the charm of Low Country coastal living in the beautiful gated community of Cumberland Harbour! Built in 2023, this Terry Stover built 3-bedroom, 2-bath home offers 1,600 square feet of comfortable living space, quality craftsmanship, and an inviting coastal atmosphere. Step inside to discover a bright, airy living area highlighted by vaulted ceilings that create an open and spacious feel. The primary suite offers a peaceful retreat with convenient access to a screened porch, ideal for enjoying your morning coffee or relaxing in the coastal breeze. Beyond your front door, enjoy the exceptional lifestyle Cumberland Harbour is known for: three swimming pools, tennis and pickleball courts, a fitness center, walking and biking trails, waterfront parks and a community day dock. Located just minutes from historic downtown St. Marys, with convenient access to Amelia Island, Jacksonville, and the breathtaking Cumberland Island National Seashore.

Facts & features

Interior

Accessibility Features
No
Appliances
Dryer, Disposal, Dishwasher, Electric Oven, Microwave, Refrigerator, Washer
Flooring
Tile, Vinyl
In-law suite (accessory dwelling unit)
No
Interior Features
Breakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom - Shower No Tub, Jack and Jill Bath
Levels
One

Pool, water & view

Pool Private
No

Exterior & lot

Architectural Style
Cottage
Construction Materials
Fiber Cement
Lot (sq ft)
7,840.8
Lot Features
Cul-De-Sac, Many Trees
Patio And Porch Features
Covered, Front Porch, Screened, Side Porch
Roof
Shingle
Stories
1
Zoning
Residential

Parking

Attached Garage
Yes
Carport
No
Garage
Yes
Parking Features
Attached, Garage Door Opener

Heating, cooling & utilities

Cooling
Central Air, Electric
Heating
Central, Electric
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Water source
Public

Schools

Elementary School
Other
High School
Other
Middle Or Junior School
Other

Community & HOA

Association Amenities
Basketball Court, Boat Dock, Fitness Center, Gated, Maintenance Grounds, Park, Playground, RV/Boat Storage, Security, Tennis Court(s), Pickleball, Management - On Site, Management - Full Time
Association Fee Includes
Maintenance Grounds, Security
CDD fee
No
Community Features
Gated
Homestead
Yes

Taxes & financing

Tax year
2025
Yearly property tax
$6,164

Other

Current Use
Single Family
Possession
Close Of Escrow
Property Attached
No

Location

Monthly payment estimate

$4,125 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-15). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Tue 10/20/2026 10:40:02 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Tue 10/20/2026 10:40:02 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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