For sale · listed Oct 20, 2026
$595,000

4 bd3 ba2,647 sq ft
196 SILVER REEF Lane, St. Augustine, FL 32095
Home in St. Augustine
Est. $4,122/mo · See the estimate
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Overview
- Home typeHouse
- Full baths3
- Year built2020
- Lot0.19 acres
- Price per sq ft$225
- HOA$305 (quarterly)
- Garage3 spaces
- Days on market0
- SubdivisionCreekside
- MLS #2170050
What's special
Enjoy privacy, space, and Florida living in Creekside at Twin Creeks! This beautifully maintained 4-bedroom, 3-bath home offers a spacious single-story layout, an open living area, and a stunning screened patio overlooking a peaceful wooded preserve with no rear neighbors. The kitchen features a large island, abundant cabinetry, and generous counter space, while the primary suite offers a walk-in closet, dual vanities, soaking tub, and separate shower. Additional highlights include a formal dining room, tile flooring throughout the main living areas, a three-car garage, and an expansive paver patio perfect for entertaining or relaxing outdoors. Enjoy neighborhood amenities including a community pool, fitness center, clubhouse, playground, and walking paths. Conveniently located near shopping, dining, and I-95. Come experience this exceptional home! Welcome to 196 Silver Reef Lane, where comfortable living meets an exceptional outdoor setting. The open floor plan features a spacious gathering area, a large kitchen with center island, generous cabinetry, stainless steel appliances, and ample room for entertaining. A separate dining room with tray ceiling adds flexibility for everyday meals or special occasions. The primary suite offers a spacious bedroom, walk-in closet, and an ensuite bathroom featuring dual vanities, a soaking tub, and separate glass-enclosed shower. Three additional bedrooms and two full bathrooms provide flexibility for guests, a home office, or additional living needs. One of the home's standout features is the oversized screened patio with brick pavers, covered dining area, ceiling fans, and peaceful wooded preserve views. With no rear neighbors, this outdoor space offers privacy and room to relax or entertain. Additional features include crown molding, recessed lighting, a three-car garage with finished flooring, and an open, functional layout. Located in Creekside at Twin Creeks, residents enjoy access to community amenities and convenient connections to shopping, dining, major roadways, and Northeast Florida destinations.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Gas Range, Microwave, Washer
- Flooring
- Carpet, Tile
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Solar Tube(s), Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms
- Laundry Features
- Electric Dryer Hookup, Washer Hookup
- Levels
- One
Pool, water & view
- Pool Private
- No
- View
- Trees/Woods
Exterior & lot
- Fencing
- Back Yard, Full, Vinyl
- Lot (sq ft)
- 8,276.4
- Lot Features
- Many Trees
- Patio And Porch Features
- Covered, Front Porch, Patio, Rear Porch, Screened
- Road frontage
- City Street
- Road surface
- Concrete
- Stories
- 1
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage, Garage Door Opener, Off Street
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Heat Pump
- Ownership4
- Seller Owned
- Sewer
- Public Sewer
- Type
- Solar
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Water source
- Public
Schools
- Elementary School
- Lakeside Academy
- High School
- Beachside
- Middle Or Junior School
- Lakeside Academy
Community & HOA
- Association Amenities
- Clubhouse, Fitness Center, Jogging Path, Playground
- Association Name
- Vesta Property Services
- CDD fee
- No
- Community Features
- Sidewalks
- Homestead
- No
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $8,692
Other
- Current Use
- Residential
- Possession
- Close Of Escrow
- Property Attached
- No
- Property Condition
- Updated/Remodeled
Location
Monthly payment estimate
$4,122 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-15). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Tue 10/20/2026 03:40:01 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Tue 10/20/2026 03:40:01 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.




