For sale · listed Oct 26, 2026
$699,990

5 bd4 ba1 half ba3,261 sq ft
264 CEDAR PRESERVE Lane, St. Augustine, FL 32095
Home in St. Augustine
Est. $4,769/mo · See the estimate
Listing courtesy of HOMESMART
Overview
- Home typeHouse
- Full baths4
- Half baths1
- Year built2022
- Lot0.18 acres
- Price per sq ft$215
- HOA$51 (annually)
- Garage3 spaces
- Days on market0
- SubdivisionBannon Lakes
- MLS #2170678
What's special
$25,000 SELLER INCENTIVE TOWARD INTEREST RATE BUY DOWN! Stunning 5 bedroom, 4.5 bath WATER-VIEW HOME with 3-CAR GARAGE, HUGE BONUS ROOM & NO CARPET THROUGHOUT! A charming covered front porch and custom glass entry door welcome you into an impressive foyer showcasing gorgeous water views! This spacious home features a STACKED STONE ELECTRIC FIREPLACE, elegant tray ceilings & convenient garage-entry drop zone. The DOWNSTAIRS GUEST SUITE with FULL BATH is ideal for MULTIGENERATIONAL LIVING or guests! Upstairs offers generously sized bedrooms and an ENORMOUS BONUS ROOM perfect for a media room, game room or additional living space! Enjoy peaceful WATER VIEWS from your FULLY FENCED BACKYARD with EXTENDED PAVER PATIO and ROOM FOR A FUTURE POOL! Incredible opportunity to own a spacious, versatile home with $25,000 TOWARD AN INTEREST RATE BUY DOWN! Schedule your showing TODAY! Located in the highly sought-after community of Bannon Lakes, residents enjoy incredible resort-style amenities including a resort-style pool, fitness center, dog parks, children's parks, and pickleball courts. Conveniently situated close to shopping, dining, major hospitals, and roadways, this home offers easy access to I-95 and is less than 20 minutes from historic downtown St. Augustine. Experience the ultimate Northeast Florida lifestyle with space, privacy, and unbeatable convenience. Seller offering $25,000 in concessions towards rate by down/closing cost with acceptable offer!
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
- Bonus Room Level
- Upper
- Fireplace
- Yes
- Fireplace Features
- Electric
- Fireplaces Total
- 1
- Flooring
- Tile, Vinyl
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Breakfast Nook, Guest Suite
- Laundry Features
- In Unit, Upper Level
- Levels
- Two
- Living Room Level
- Main
- Primary Bedroom Level
- Upper
Pool, water & view
- Pool Private
- No
- View
- Water
Exterior & lot
- Architectural Style
- Traditional
- Construction Materials
- Frame, Composition Siding
- Fencing
- Back Yard, Wrought Iron
- Lot (sq ft)
- 7,840.8
- Lot Features
- Sprinklers In Front, Sprinklers In Rear
- Patio And Porch Features
- Covered, Porch, Rear Porch
- Road surface
- Asphalt
- Roof
- Shingle
- Stories
- 2
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Electric Vehicle Charging Station(s), Garage, Garage Door Opener
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Central
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Water source
- Public
Schools
- Elementary School
- Mill Creek Academy
- High School
- Tocoi Creek
- Middle Or Junior School
- Mill Creek Academy
Community & HOA
- Association Amenities
- Basketball Court, Clubhouse, Dog Park, Fitness Center, Park, Playground, Pickleball, Children's Pool
- CDD fee
- Yes
- CDD Fee Amount
- 2,926.69
- Homestead
- No
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $11,021
Other
- Current Use
- Residential
- Possession
- Close Of Escrow
- Property Attached
- No
Location
Monthly payment estimate
$4,769 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-22). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/26/2026 07:40:02 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/26/2026 07:40:02 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.




