For sale · listed Oct 26, 2026
$685,000

3 bd2 ba1 half ba1,564 sq ft
13545 COUNTY ROAD 13 N, St. Augustine, FL 32092
Home on a river in St. Augustine
Est. $4,106/mo · See the estimate
Listing courtesy of MOMENTUM REALTY
Overview
- Home typeHouse
- Full baths2
- Half baths1
- Year built1942
- Lot0.24 acres
- Price per sq ft$438
- HOANone
- Days on market0
- SubdivisionMetes & Bounds
- MLS #2170963
On the water
The listing says this home is on a river. Its water is not mapped yet: Deedlio's water map covers the Clay County area for now, so there is no water body name or boat access to show. See "Pool, water & view" below for what the listing says.
What's special
Come home to peaceful mornings on the St. Johns River and sunsets best enjoyed from your own porch. Nestled along a private cove in the historic Tocoi area, this beautifully maintained 3-bedroom, 2.5-bath home offers approximately 120 feet of direct river frontage in a setting framed by live oaks & Spanish moss. Spend your days exploring the river with 2 boat slips, one equipped with a lift, & convenient access to a shared boat ramp. Back at home, unwind on the screened porch or gather on the wraparound porch as the evening light stretches across the water. All 3 bedrooms enjoy river views, & the first-floor primary suite provides a comfortable retreat. Thoughtful improvements include a bathroom remodel & select kitchen appliances in 2024; a boat dock roof replacement, updated lighting, and new porch screens in 2023; HVAC and deck railings in 2020; re-plumbing in 2018; and hand-painted Spanish tile & hand-carved mantle for fireplace 2026. Additional features include a metal roof, commercial-grade septic system, transferable termite bond, and space to accommodate your boat. A survey and elevation certificate are available. The home sits on a three-foot raised slab, with no flooding reported in the previous listing. Currently used as a residence, the property is zoned CHT commercial. Shared easements apply to water, septic, the boat ramp, and docks; inquire for details and supporting documents. Whether you're heading out on the water or enjoying a quiet evening at home, this riverfront setting offers room to slow down and savor where you live.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dishwasher, Electric Cooktop, Microwave, Refrigerator
- Fireplace
- Yes
- Fireplace Features
- Wood Burning
- Fireplaces Total
- 1
- Flooring
- Carpet, Tile, Wood
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Downstairs, Vaulted Ceiling(s), Primary Bathroom - Shower No Tub, Split Bedrooms
- Laundry Features
- Lower Level, In Unit
- Levels
- Two
Pool, water & view
- Pool Private
- No
- View
- River
- Water frontage (ft)
- 120
- Waterfront Features
- Navigable Water, River Access, River Front, Seawall
Exterior & lot
- Architectural Style
- Traditional
- Construction Materials
- Wood Siding
- Exterior Features
- Boat Slip, Dock, Boat Ramp - Private, Boat Lift
- Lot (sq ft)
- 10,454.4
- Other buildings
- Shed(s)
- Patio And Porch Features
- Deck, Porch, Screened, Wrap Around
- Road frontage
- County Road
- Road surface
- Asphalt
- Roof
- Metal
- Stories
- 2
- Zoning
- Residential
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- No
- Parking Features
- Off Street, Other
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Central, Electric
- Sewer
- Septic Tank
- Utilities
- Cable Available, Electricity Connected, Water Connected
- Water source
- Shared Well
Community & HOA
- CDD fee
- No
- Community Features
- Fishing
- Homestead
- Yes
- Rental Restrictions
- No Minimum
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $4,102
Other
- Current Use
- Commercial, Residential, Single Family
- Direction Faces
- West
- Possession
- Close Of Escrow
- Property Attached
- No
- Property Condition
- Updated/Remodeled
- Street Dir Suffix
- N
- Water Body Access Type
- Navigable, Owned
Location
Monthly payment estimate
$4,106 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-22). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/26/2026 06:20:01 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/26/2026 06:20:01 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.




