For sale · listed Oct 29, 2026
$575,000
3 bd2 ba1 half ba2,371 sq ft
95045 BERMUDA Drive, Fernandina Beach, FL 32034
Home in Fernandina Beach
Est. $3,335/mo · See the estimate
Listing courtesy of SUMMER HOUSE REALTY
Overview
- Home typeHouse
- Full baths2
- Half baths1
- Year built2006
- Lot0.38 acres
- Price per sq ft$243
- HOA$976 (annually)
- Garage2 spaces
- Days on market1
- SubdivisionAmelia National
- MLS #2171458
What's special
2024 ROOF + SELLER TO PAY OFF CDD BALANCE AT CLOSING! Offered at $575,000, this beautifully appointed 3-bedroom, 2.5-bath single-story home in the gated Amelia National community offers exceptional value and resort-inspired living. Set on an oversized .38-acre homesite with peaceful preservation area views and no rear neighbors, the property offers exceptional privacy. Inside, 10-foot ceilings, crown molding, and tile flooring throughout the main living areas create an inviting sense of space. The kitchen features quartz countertops, 42-inch cabinetry, stainless steel appliances, gas cooking, and custom glass-front accents, opening to spacious living and dining areas ideal for entertaining. The primary suite features a generous walk-in closet and dual vanities, while a beautifully renovated guest bath adds a fresh, modern touch. A versatile flex room offers possibilities for a home office, fitness studio, or media room, and a separate laundry room adds everyday convenience. Unwind on the covered lanai overlooking protected conservation land, and enjoy an oversized garage with room for storage and a golf cart. Amelia National Golf & Country Club amenities include a newly updated Tom Fazio-designed golf course, clubhouse, resort-style pool, tennis courts, and fitness facilities. Lifestyle membership required. Convenient to Amelia Island beaches, historic downtown Fernandina Beach, shopping, and dining, this home combines privacy, thoughtful design, and an exceptional coastal lifestyle.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
- Bathroom 1 Level
- Main
- Bedroom 1 Level
- Main
- Bedroom 2 Level
- Main
- Bedroom 3 Level
- Main
- Dining Room Level
- Main
- Flooring
- Tile
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Ceiling Fan(s), Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s), Split Bedrooms
- Kitchen Level
- Main
- Laundry Level
- Main
- Levels
- One
- Living Room Level
- Main
- Primary Bedroom Level
- Main
- Security Features
- Gated with Guard
Pool, water & view
- Pool Private
- No
- View
- Trees/Woods, Protected Preserve
Exterior & lot
- Construction Materials
- Frame, Stucco
- Lot (sq ft)
- 16,356.78
- Lot Features
- Sprinklers In Front, Sprinklers In Rear
- Patio And Porch Features
- Rear Porch, Screened
- Road surface
- Paved
- Roof
- Shingle
- Stories
- 1
- Zoning
- PUD
Parking
- Attached Garage
- Yes
- Carport
- No
- Garage
- Yes
- Parking Features
- Attached, Garage, Garage Door Opener
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Central, Electric
- Sewer
- Public Sewer
- Utilities
- Cable Available, Natural Gas Connected
- Water source
- Public
Community & HOA
- Association Amenities
- Clubhouse, Fitness Center, Golf Course, Gated, Security, Tennis Court(s)
- Association Fee2
- 45
- Association Fee2Frequency
- Annually
- Association Name
- Amelia National
- CDD fee
- Yes
- CDD Fee Amount
- 1,381
- Community Features
- Gated
- Homestead
- Yes
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $1,426
Other
- Current Use
- Single Family
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- No
Location
Monthly payment estimate
$3,335 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-29). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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