For sale · listed Nov 3, 2026
$1,298,000

6 bd4 ba3,916 sq ft
322 SOPHIA Terrace, St. Augustine, FL 32095
Pool home in St. Augustine
Est. $7,973/mo · See the estimate
Listing courtesy of EXP REALTY LLC
Overview
- Home typeHouse
- Full baths4
- Year built2014
- Lot0.48 acres
- Price per sq ft$331
- HOA$125 (annually)
- Garage3 spaces
- PoolPrivate pool
- Days on market0
- SubdivisionPalencia
- MLS #2171727
What's special
Situated on a private, nearly half-acre lot, this custom-built pool home is surrounded by natural landscape and towering oaks. This ideal open-concept floor plan offers six bedrooms, a first-floor bonus room, and over 3,900 square feet of living space. The spacious family room features 22-foot ceilings, second-story transom windows, built-in bookcases, and a gas fireplace. A slider door opens to a covered screened lanai overlooking the pool and preserve. The kitchen boasts crisp white cabinetry, a contrasting 9' island breakfast bar, a sunny eat-in dining space & a butler's pantry. Built for year-round indoor-outdoor entertaining, this thoughtfully designed floor plan flows effortlessly, with outdoor access from the family room, breakfast room & primary suite. Upstairs, you'll find a loft nook, four spacious bedrooms & two full bathrooms. Move-in ready, this home was freshly painted inside with new carpet added in the downstairs bedrooms. Outside, you'll find covered front and back porches, a heated saltwater pool and spa, and a fully fenced backyard with a well for irrigation. The attractive colonial exterior features low-maintenance Hardie siding, decorative shutters, a side- entry 3-car garage, and an extended paver driveway. Offering unmatched privacy & a premier location within the community, homes like this one rarely become available. Located in the sought-after gated community of Palencia, home to world-class amenities, an A-rated Elementary school & a championship Arthur Hills-designed golf course. Residents enjoy a state-of-the-art fitness center, three community pools, lighted clay tennis courts, pickleball, sports fields, pocket parks, fitness trails, and a boardwalk leading to the Intracoastal.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Convection Oven, Gas Cooktop, Microwave, Refrigerator
- Fireplace
- Yes
- Fireplace Features
- Gas
- Fireplaces Total
- 1
- Flooring
- Carpet, Laminate, Vinyl
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Entrance Foyer, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms
- Laundry Features
- Electric Dryer Hookup, Washer Hookup
- Levels
- Two
- Security Features
- Smoke Detector(s)
Pool, water & view
- Pool Features
- In Ground
- Pool Private
- Yes
- Spa Features
- In Ground
Exterior & lot
- Architectural Style
- Traditional
- Construction Materials
- Frame, Fiber Cement
- Fencing
- Back Yard, Wire
- Lot (sq ft)
- 20,908.8
- Patio And Porch Features
- Covered, Front Porch, Patio, Screened
- Road frontage
- City Street
- Road surface
- Asphalt, Paved
- Roof
- Shingle
- Stories
- 2
Parking
- Attached Garage
- Yes
- Carport
- No
- Garage
- Yes
- Parking Features
- Attached
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Central, Electric
- Ownership4
- Seller Owned
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Water source
- Public
Schools
- Elementary School
- Palencia
- High School
- Allen D. Nease
- Middle Or Junior School
- Pacetti Bay
Community & HOA
- Association Amenities
- Clubhouse, Fitness Center, Golf Course, Gated, Playground, Tennis Court(s), Pickleball, Management - Off Site, Management - Full Time
- Association Name
- Vesta Property Services
- CDD fee
- Yes
- CDD Fee Amount
- 3,678.97
- Community Features
- Curbs, Gated, Street Lights, Suburban, Sidewalks
- Homestead
- Yes
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $10,627
Other
- Current Use
- Residential, Single Family
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- No
Location
Monthly payment estimate
$7,973 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-29). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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