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50 photos · 322 SOPHIA Terrace, St. Augustine, FL 32095

  • 322 Sophia Terrace
  • Covered Front Porch
  • Covered Front Porch
  • Side Entry 3-Car Garage
  • Drone with Outline
  • Foyer & Stairwell
  • Family Room
  • Second-Story Transom Windows
  • Vertical Pool w/ Spa
  • Covered Screened Lanai
  • Family Room
  • Kitchen
  • Kitchen w/ Contrasting Island
  • Island Breakfast Bar
  • Gas Cooktop and Stainless Hood
  • Stainless Appliances
  • Farm Sink
  • Kitchen w/ Island
  • Open Kitchen & Dining
  • Dining Into Kitchen
  • Breakfast Room
  • Breakfast Room W/ Paneling
  • Walk- In Pantry
  • Butler's Pantry
  • Formal Dining
  • Formal Dining w/ Wainscoting
  • Bedroom 2 ( Downstairs)
  • Bedroom 2 ( Downstairs)
  • Downstairs Hall Bath
  • Downstairs Bonus Room
  • Downsairs Bonus Room w/ Walk-In Closet
  • Primary Bedroom (downstairs)
  • Primary Bedroom w/ Door to Lanai
  • Primary Bath Double Vanity
  • Primary Bath
  • Walk- In Shower & Garden Tub
  • Walk- In Laundry Room ( Downstairs)
  • Drop Zone & Laundry ( Downstairs)
  • Upstairs Landing
  • Upstairs Loft Nook
  • Upstairs Loft Nook
  • Bedroom 3 (Upstairs)
  • Jack & Jill Bath
  • Walk- In Shower
  • Bedroom 4 (Upstairs)
  • Bedroom 4 (Upstairs)
  • Bedroom 5 (Upstairs)
  • Jack & Jill Bath
  • Bedroom 6 (Upstairs)
  • Bedroom 6 (Upstairs)

For sale · listed Nov 3, 2026

$1,298,000

Source MLS Verified

6 bd4 ba3,916 sq ft

322 SOPHIA Terrace, St. Augustine, FL 32095

Pool home in St. Augustine

Est. $7,973/mo · See the estimate

Listing courtesy of EXP REALTY LLC

Overview

  • Home typeHouse
  • Full baths4
  • Year built2014
  • Lot0.48 acres
  • Price per sq ft$331
  • HOA$125 (annually)
  • Garage3 spaces
  • PoolPrivate pool
  • Days on market0
  • SubdivisionPalencia
  • MLS #2171727

What's special

Situated on a private, nearly half-acre lot, this custom-built pool home is surrounded by natural landscape and towering oaks. This ideal open-concept floor plan offers six bedrooms, a first-floor bonus room, and over 3,900 square feet of living space. The spacious family room features 22-foot ceilings, second-story transom windows, built-in bookcases, and a gas fireplace. A slider door opens to a covered screened lanai overlooking the pool and preserve. The kitchen boasts crisp white cabinetry, a contrasting 9' island breakfast bar, a sunny eat-in dining space & a butler's pantry. Built for year-round indoor-outdoor entertaining, this thoughtfully designed floor plan flows effortlessly, with outdoor access from the family room, breakfast room & primary suite. Upstairs, you'll find a loft nook, four spacious bedrooms & two full bathrooms. Move-in ready, this home was freshly painted inside with new carpet added in the downstairs bedrooms. Outside, you'll find covered front and back porches, a heated saltwater pool and spa, and a fully fenced backyard with a well for irrigation. The attractive colonial exterior features low-maintenance Hardie siding, decorative shutters, a side- entry 3-car garage, and an extended paver driveway. Offering unmatched privacy & a premier location within the community, homes like this one rarely become available. Located in the sought-after gated community of Palencia, home to world-class amenities, an A-rated Elementary school & a championship Arthur Hills-designed golf course. Residents enjoy a state-of-the-art fitness center, three community pools, lighted clay tennis courts, pickleball, sports fields, pocket parks, fitness trails, and a boardwalk leading to the Intracoastal.

Facts & features

Interior

Accessibility Features
No
Appliances
Convection Oven, Gas Cooktop, Microwave, Refrigerator
Fireplace
Yes
Fireplace Features
Gas
Fireplaces Total
1
Flooring
Carpet, Laminate, Vinyl
In-law suite (accessory dwelling unit)
No
Interior Features
Entrance Foyer, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms
Laundry Features
Electric Dryer Hookup, Washer Hookup
Levels
Two
Security Features
Smoke Detector(s)

Pool, water & view

Pool Features
In Ground
Pool Private
Yes
Spa Features
In Ground

Exterior & lot

Architectural Style
Traditional
Construction Materials
Frame, Fiber Cement
Fencing
Back Yard, Wire
Lot (sq ft)
20,908.8
Patio And Porch Features
Covered, Front Porch, Patio, Screened
Road frontage
City Street
Road surface
Asphalt, Paved
Roof
Shingle
Stories
2

Parking

Attached Garage
Yes
Carport
No
Garage
Yes
Parking Features
Attached

Heating, cooling & utilities

Cooling
Central Air, Electric
Heating
Central, Electric
Ownership4
Seller Owned
Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water source
Public

Schools

Elementary School
Palencia
High School
Allen D. Nease
Middle Or Junior School
Pacetti Bay

Community & HOA

Association Amenities
Clubhouse, Fitness Center, Golf Course, Gated, Playground, Tennis Court(s), Pickleball, Management - Off Site, Management - Full Time
Association Name
Vesta Property Services
CDD fee
Yes
CDD Fee Amount
3,678.97
Community Features
Curbs, Gated, Street Lights, Suburban, Sidewalks
Homestead
Yes

Taxes & financing

Tax year
2025
Yearly property tax
$10,627

Other

Current Use
Residential, Single Family
Furnished
Unfurnished
Possession
Close Of Escrow
Property Attached
No

Location

Monthly payment estimate

Seller's current tax bill. A buyer's taxes may be higher after the sale.

$7,973 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-29). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Tue 11/03/2026 05:40:01 AM EST. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Tue 11/03/2026 05:40:01 AM EST). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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