For sale · listed Nov 2, 2026
$815,000
6 bd4 ba2 half ba2,904 sq ft
728 TARPON Avenue, Fernandina Beach, FL 32034
Home in Fernandina Beach
Est. $4,443/mo · See the estimate
Listing courtesy of LPT REALTY LLC
Overview
- Home typeHouse
- Full baths4
- Half baths2
- Year built1999
- Price per sq ft$281
- HOANone
- Days on market39
- SubdivisionGeorgia's Fdna Beach
- MLS #2171908
What's special
Rare income-producing duplex on Amelia Island, just blocks from the Atlantic, located on Tarpon Avenue in one of Fernandina Beach's most established beachside pockets. Unit A has 3 Bedrooms and 2.5 Baths, 1200 sq ft and unit B has 3 Bedrooms 2.5 Baths in 1704 square feet. Step onto the rear 2nd floor decks of either side and you can hear the ocean rolling in! This property has been a reliable rental for years and does need some TLC and represents a great value-add opportunity for an investor or handy owner. The location is the real draw: walk to Main Beach, Fernandina's most popular stretch of sand, just minutes from Fort Clinch State Park's trails and historic fort, and a short drive to the shops, restaurants, and waterfront charm of Historic Downtown Fernandina Beach. With two units under one roof, there's also potential to convert the duplex back into a single-family residence, subject to buyer due diligence with the county. Whether you're building a rental portfolio or looking to renovate and live on one of Amelia Island's best streets, 728 Tarpon Ave is a rare chance to buy income and location together.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Electric Range, Refrigerator
- Flooring
- Carpet, Tile, Vinyl
- In-law suite (accessory dwelling unit)
- No
Pool, water & view
- Pool Private
- No
- View
- Ocean
Exterior & lot
- Architectural Style
- Traditional
- Construction Materials
- Frame, Stucco
- Fencing
- Back Yard
- Road frontage
- City Street
- Road surface
- Asphalt
- Roof
- Shingle
- Stories
- 2
- Zoning
- Residential
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- No
- Parking Features
- Shared Driveway
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Central, Electric
- Sewer
- Public Sewer
- Utilities
- Cable Available
- Water source
- Public
Community & HOA
- CDD fee
- No
- Homestead
- No
- Rental Restrictions
- 1 Month
Other
- Current Use
- Multi-Family, Residential
- Possession
- Close Of Escrow
- Property Attached
- No
Location
Monthly payment estimate
$4,443 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-29). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 11/02/2026 01:40:01 PM EST. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 11/02/2026 01:40:01 PM EST). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.