For sale · listed Nov 3, 2026
$429,000
3 bd2 ba1,895 sq ft
96645 STILLPOINT Way, Fernandina Beach, FL 32034
Home in Fernandina Beach
Est. $2,524/mo · See the estimate
Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA
Overview
- Home typeHouse
- Full baths2
- Year built2025
- Lot0.11 acres
- Price per sq ft$226
- HOA$970 (annually)
- Garage2 spaces
- Days on market93
- SubdivisionConcourse Crossing
- MLS #2172120
What's special
4.875% Assumable FHA Mortgage! Designed to fit today's lifestyle, this never-lived-in Captiva floor plan offers the perfect blend of comfort, style, and functionality. Situated on a peaceful cul-de-sac with no homes directly in front and located near the community walking trail, this thoughtfully upgraded home backs to a serene preserve view for added privacy and tranquility. A charming front porch welcomes you into a spacious foyer filled with abundant natural light. The open-concept living area is anchored by a chef's kitchen featuring quartz countertops, a large center island, 42-inch upper cabinets, corner pantry, and upgraded finishes throughout... perfect for entertaining or everyday living. The kitchen overlooks the dining area and spacious great room with access to the large screened-in covered porch, creating seamless indoor-outdoor living. The private owner's suite is a true retreat with elegant tray ceilings, a spacious walk-in closet, and a luxurious en-suite bath complete with a soaking tub, dual vanities, and separate shower. Additional highlights include a flexible bonus/flex space between the secondary bedrooms, generous laundry room with upper cabinets and utility sink, numerous builder upgrades throughout, and peaceful preserve setting with relaxing views. Conveniently located approximately 15 minutes from Amelia Island's beautiful beaches and close to shopping, dining, Jacksonville International Airport, and Kings Bay Naval Base. Buyers' plans changed, creating a rare opportunity to own a beautifully upgraded, move-in-ready home without the wait of new construction.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
- Flooring
- Carpet, Laminate
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms
- Laundry Features
- In Unit
- Levels
- One
Pool, water & view
- Pool Private
- No
Exterior & lot
- Architectural Style
- Craftsman, Other
- Construction Materials
- Fiber Cement
- Lot (sq ft)
- 4,809.02
- Lot Features
- Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
- Patio And Porch Features
- Covered, Front Porch, Porch, Rear Porch, Screened
- Road frontage
- County Road
- Road surface
- Asphalt
- Roof
- Shingle
- Stories
- 1
- Zoning
- PUD
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage, Garage Door Opener
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Central
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Water source
- Public
Schools
- Elementary School
- Emma Love Hardee
- High School
- Fernandina Beach
- Middle Or Junior School
- Fernandina Beach
Community & HOA
- Association Amenities
- Jogging Path
- Association Name
- Concourse Crossing HOA
- CDD fee
- No
- Homestead
- No
- Rental Restrictions
- 1 Year
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $1,253
Other
- Current Use
- Single Family
- Furnished
- Unfurnished
- Possession
- Close Of Escrow
- Property Attached
- No
- Property Condition
- Updated/Remodeled
Location
Monthly payment estimate
$2,524 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-29). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Tue 11/03/2026 01:40:01 PM EST. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Tue 11/03/2026 01:40:01 PM EST). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.