For sale · listed Nov 4, 2026
$405,000
4 bd2 ba2,043 sq ft
7 SUMMERWOOD Road N, Palm Coast, FL 32137
Home in Palm Coast
Est. $2,421/mo · See the estimate
Listing courtesy of REAL BROKER LLC
Overview
- Home typeHouse
- Full baths2
- Year built2024
- Lot0.17 acres
- Price per sq ft$198
- HOA$249 (annually)
- Garage2 spaces
- Days on market0
- SubdivisionSawmill Branch
- MLS #2172224
What's special
Built in 2024, with a 3.99% assumable loan. This 4-bedroom, 2-bath home has over 2,000 square feet and is only two years old. You get the modern finishes and systems of new construction without today's interest rates. Qualified buyers may be able to assume the seller's 3.99% loan. That could mean a much lower monthly payment than a new build financed at current rates, and no waiting on a builder's timeline. Inside, the split floor plan gives everyone their own space, and the open main living area works for both everyday life and hosting. Out back, the yard has real privacy for morning coffee, weekend grilling, or a quiet evening outside. The community adds even more: a resort-style pool, a clubhouse for gatherings, and pickleball courts just down the street. This home is ready for its next owner. Call today to ask how the assumable loan works and whether you qualify.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Disposal, Dishwasher, Electric Cooktop, Electric Range, Microwave
- Fireplace
- No
- Fireplaces Total
- 0
- Flooring
- Carpet, Tile
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Split Bedrooms
- Laundry Features
- In Unit
- Levels
- One
- Security Features
- Smoke Detector(s)
Pool, water & view
- Pool Private
- No
- View
- Trees/Woods
Exterior & lot
- Architectural Style
- Traditional
- Lot (sq ft)
- 7,405.2
- Patio And Porch Features
- Covered, Rear Porch, Screened
- Road surface
- Asphalt
- Roof
- Shingle
- Stories
- 1
Parking
- Attached Garage
- Yes
- Carport
- No
- Garage
- Yes
- Parking Features
- Attached, Garage, Garage Door Opener
Heating, cooling & utilities
- Cooling
- Central Air
- Heating
- Central
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Water source
- Public
Schools
- Elementary School
- Belle Terre
- High School
- Matanzas
- Middle Or Junior School
- Indian Trails
Community & HOA
- Association Amenities
- Clubhouse, Fitness Center, Maintenance Grounds, Playground, Pickleball, Children's Pool
- Association Fee Includes
- Maintenance Structure
- CDD fee
- Yes
- CDD Fee Amount
- 2,302.1
- Homestead
- Yes
Taxes & financing
- Tax year
- 2025
- Yearly property tax
- $2,302
Other
- Building Area Total
- 2,759
- Current Use
- Residential, Single Family
- Furnished
- Unfurnished
- Possession
- Close Of Escrow, Negotiable
- Property Attached
- No
- Street Dir Suffix
- N
Location
Monthly payment estimate
$2,421 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-29). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Wed 11/04/2026 04:40:01 PM EST. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Wed 11/04/2026 04:40:01 PM EST). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.