For sale · listed Apr 26, 2026
$280,000
3 bd3 ba1,477 sq ft
96023 COTTAGE Court 1202, Fernandina Beach, FL 32034
Est. $1,936/mo · See the estimate
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Overview
- Home typeCondo
- Year built2008
- Price per sq ft$190
- HOA$385 (monthly)
- Garage1 spaces
- Days on market168
- SubdivisionCottages at Stoney Creek
- MLS #2142037
What's special
Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-Bedroom, 2.5-Bath home features a functional layout with a Half Bath on the main level and all of the Bedrooms upstairs for added privacy. The Building has new Roof in 2025. Recent updates include a new HVAC System in 2025 and new LVP flooring downstairs providing a strong foundation for the next owner. This home is move-in ready while also offering a blank canvas for buyers who want to add their own style and updates over time. Residents enjoy access to a gated entrance, private neighborhood setting, and community pool, all with a low HOA fee -- making everyday living simple and manageable. Ideally located just a short drive from Amelia Island, the beaches, dining, shopping, and historic downtown Fernandina Beach, this home offers both convenience and coastal accessibility.
Facts & features
Interior
- Accessibility Features
- No
- Appliances
- Dryer, Disposal, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- Fireplace
- No
- Fireplaces Total
- 0
- Flooring
- Carpet, Tile, Vinyl
- In-law suite (accessory dwelling unit)
- No
- Interior Features
- Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower
- Laundry Features
- Electric Dryer Hookup, In Unit, Upper Level, Washer Hookup
- Levels
- Two
- Security Features
- Security Gate
Pool, water & view
- Pool Private
- No
- Road Frontage Type
- City Street
- Spa Features
- Community
Exterior & lot
- Patio And Porch Features
- Rear Porch, Screened
- Road Surface Type
- Asphalt
- Roof
- Shingle
- Stories
- 2
Parking
- Attached Garage
- No
- Carport
- No
- Garage
- Yes
- Parking Features
- Garage
Heating, cooling & utilities
- Cooling
- Central Air, Electric
- Heating
- Central, Electric
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
- Water Source
- Public
Community & HOA
- Association Amenities
- Gated
- Association Fee Includes
- Maintenance Grounds, Trash
- Association Name
- Cottages at Stoney Creek Condominium Association
- CDD fee
- No
- Community Features
- Gated, Sidewalks
- Homestead
- Yes
- Rental Restrictions
- 6 Months
Other
- Current Use
- Residential
- Possession
- Close Of Escrow
- Property Attached
- Yes
- Property Condition
- Updated/Remodeled
- Unit Type2
- Interior Unit
Location
Monthly payment estimate
$1,936 per month
Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.
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