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28 photos · 604 N 15TH Street, Fernandina Beach, FL 32034

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For sale · listed Sep 30, 2026

$649,000

3 bd2 ba1,318 sq ft

604 N 15TH Street, Fernandina Beach, FL 32034

Est. $4,320/mo · See the estimate

Listing courtesy of FERNANDINA BEACH REALTY

Overview

  • Home typeHouse
  • Year built1986
  • Lot0.26 acres
  • Price per sq ft$492
  • HOANone
  • Garage2 spaces
  • Days on market15
  • SubdivisionHighland Heights
  • MLS #2167148

What's special

Live the Amelia Island lifestyle from this beautifully updated, move-in-ready 3-bedroom, 2-bath home on the island's desirable north end. Set on a spacious corner lot along a quiet, mature oak-lined street, this home puts you close to historic downtown Fernandina Beach and the beach. Inside, the newly remodeled kitchen features quartz countertops, soft-close cabinetry, a new stainless steel range hood, and stainless steel appliances including a double oven. The large air-conditioned four-season porch, enclosed with screened and vinyl windows, extends the living space and overlooks the fenced backyard, where there is plenty of room for a pool. A durable Shark coating enhances the driveway, patio, and walkways, while lush landscaping adds to the home's inviting curb appeal. Additional features include a 2-car attached garage, 2024 roof, new HVAC, and updated lighting. With no HOA or CDD restrictions, there's flexibility to enjoy the property your way.

Facts & features

Interior

Accessibility Features
No
Appliances
Double Oven, Dishwasher
Bathroom 1 Level
Main
Bathroom 2 Level
Main
Bedroom 1 Level
Main
Flooring
Tile, Wood
In-law suite (accessory dwelling unit)
No
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Split Bedrooms
Kitchen Level
Main
Levels
One
Primary Bathroom Level
Main
Primary Bedroom Level
Main
Room Types
Bathroom 1, Bathroom 2, Bedroom 1, Kitchen, Primary Bathroom, Primary Bedroom

Pool, water & view

Pool Private
No

Exterior & lot

Architectural Style
Traditional
Construction Materials
Frame
Fencing
Back Yard
Lot (sq ft)
11,325.6
Lot Features
Corner Lot
Other buildings
Shed(s)
Patio And Porch Features
Covered, Front Porch, Glass Enclosed, Rear Porch
Road Surface Type
Paved
Roof
Shingle
Stories
1
Zoning Description
Residential

Parking

Attached Garage
No
Carport
No
Garage
Yes
Parking Features
Garage

Heating, cooling & utilities

Cooling
Central Air
Heating
Central
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available
Water Source
Public

Community & HOA

CDD fee
No
Homestead
Yes
Rental Restrictions
Other

Taxes & financing

Tax year
2025
Yearly property tax
$8,701

Other

Current Use
Residential
Direction Faces
West
Furnished
Unfurnished
Possession
Close Of Escrow
Property Attached
No
Street Dir Prefix
N

Location

Monthly payment estimate

$4,320 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Mon 10/12/2026 06:00:04 AM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Mon 10/12/2026 06:00:04 AM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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