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47 photos · 1108 N 15TH Street, Fernandina Beach, FL 32034

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For sale · listed Oct 14, 2026

$479,000

3 bd2 ba1,008 sq ft

1108 N 15TH Street, Fernandina Beach, FL 32034

Home in Fernandina Beach

Est. $3,036/mo · See the estimate

Listing courtesy of WATSON REALTY CORP

Overview

  • Home typeHouse
  • Full baths2
  • Year built1977
  • Lot0.27 acres
  • Price per sq ft$475
  • HOANone
  • Days on market4
  • SubdivisionMetes & Bounds
  • MLS #2169222

What's special

Coastal charm meets island living on Amelia Island! This quaint and character-filled 3-bedroom, 2-bath home sits on over a quarter-acre and offers thoughtful updates, and functionality. Inside, hardwood floors, an open-concept living area, and distinctive shiplap ceilings throughout the living room, kitchen, and hallway create a warm, inviting atmosphere. Two bedrooms feature beautiful tongue-and-groove ceilings, adding even more character! The updated kitchen and bathrooms provide modern appeal while complementing the home's unique style. Outside, enjoy the lush, established landscaping, a spacious backyard with a storage shed ready to become your dream she-shed, hobby space, or garden retreat, and an oversized carport with an additional storage room for all your beach gear and island essentials. The location is hard to beat, nestled between Fernandina Beach's historic downtown district and Amelia Island's beautiful white-sand beaches, both just a short drive away. Whether you're searching for a full-time residence, a coastal getaway, or a home with personality and outdoor space, this charming island property is one to see!

Facts & features

Interior

Accessibility Features
No
Appliances
Disposal, Dishwasher, Electric Oven, Refrigerator
Fireplace
No
Fireplaces Total
0
Flooring
Wood
In-law suite (accessory dwelling unit)
No
Interior Features
Kitchen Island
Laundry Features
Electric Dryer Hookup, In Unit, Washer Hookup

Pool, water & view

Carport Spaces
2
Pool Private
No

Exterior & lot

Architectural Style
Ranch
Construction Materials
Frame
Fencing
Back Yard
Lot (sq ft)
11,761.2
Other buildings
Shed(s)
Patio And Porch Features
Patio
Road frontage
City Street
Road surface
Asphalt
Roof
Shingle
Stories
1
Zoning
Residential

Parking

Attached Garage
No
Carport
Yes
Garage
No
Parking Features
Carport, Covered

Heating, cooling & utilities

Cooling
Central Air
Heating
Central
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Water source
Public

Schools

Elementary School
Southside
High School
Fernandina Beach
Middle Or Junior School
Fernandina Beach

Community & HOA

CDD fee
No
Homestead
Yes
Rental Restrictions
1 Month

Taxes & financing

Tax year
2025
Yearly property tax
$4,591

Other

Current Use
Single Family
Direction Faces
West
Furnished
Unfurnished
Possession
Close Of Escrow
Property Attached
No
Property Condition
Updated/Remodeled
Street Dir Prefix
N

Location

Monthly payment estimate

$3,036 per month

Estimate only, not a loan offer. The rate is this week's U.S. average for a 30-year fixed loan (Freddie Mac PMMS, week of 2026-10-08). Your rate, taxes, insurance and costs will differ. Talk with a licensed lender for real numbers.

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Wed 10/14/2026 05:40:00 PM EDT. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northeast Florida Multiple Listing Service (DBA as realMLS) (last updated Wed 10/14/2026 05:40:00 PM EDT). Real estate listings held by brokerage firms other than INI REALTY INC, REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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